Dolphin Bay, Foster City Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Dolphin Bay, Foster City Market Snapshot

Dolphin Bay is shifting toward buyers. Here's where things stand:

Based on 5 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$1.85M
Down 40.3% from July 2025
Down $1.25M from July 2025
Homes Sold
5
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$11,666/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$9,557
  • Property Tax$1,926
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
16 days
9 more days than in July 2025
Homes typically sell within a month
Sale-to-List Ratio
98.7%
Down from 106.4% in July 2025
Selling 1% below asking
% Sold Over Asking
20%
Only 20% sold above asking. Few bidding wars right now
Active Listings
1
Down 64.3% from July 2025
About 0.6 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Dolphin Bay.

Median Sale Price
Down 40.3% year-over-year in Dolphin Bay. Based on 5 sales in the last 3 months.
Homes Sold
About the same sales volume as a year ago in Dolphin Bay.
Total Monthly Payment
Estimated monthly cost is down 40% from a year ago in Dolphin Bay, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Dolphin Bay, Foster City

Is now a good time to buy in Dolphin Bay, Foster City?

Dolphin Bay, Foster City currently leans toward buyers. Homes are sitting longer and sellers are more open to negotiation. It is a good time to take your time, request contingencies, and consider offering below asking.

How do Dolphin Bay, Foster City home prices compare to the Bay Area average?

At $1.85M, Dolphin Bay, Foster City's median is close to the Bay Area average of $1.80M.

Within Foster City, this area trades about 29% above the city-wide median of $1.43M.

By home type:

  • Single-family homes at $2.07M
  • Townhomes at $1.80M
What price range should I budget for in Dolphin Bay, Foster City?

Prices in Dolphin Bay, Foster City depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $2.07M
  • Townhomes at $1.80M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Dolphin Bay, Foster City for buyers?

Dolphin Bay, Foster City currently leans toward buyers:

  • Homes sell about 1% below asking on average
  • 20% close above list price
  • 16 days typical time to go pending

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced Dolphin Bay, Foster City home?

At $1.85M with 20% down at 6.71%, your estimated total monthly cost is approximately $11,666:

  • $9,557 principal and interest
  • $1,926 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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