Dolphin Bay, Foster City Housing Market · 2026

Data through May 2026

Dolphin Bay, Foster City Market Snapshot

Dolphin Bay is a balanced market and tilting gently toward buyers. A good environment for thoughtful decisions on both sides:

Based on 5 homes sold in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through May 2026

SalesWhat are homes selling for?
Median Sale Price
$1.69M
Down 32.5% from May 2025
Down $813K from May 2025
Homes Sold
5
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$10,480/mo
6.49% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$8,537
  • Property Tax$1,760
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
16 days
4 more days than in May 2025
Homes typically sell within a month
Sale-to-List Ratio
99.1%
Down from 111.1% in May 2025
Selling 1% below asking
% Sold Over Asking
40%
40% of homes sold above asking, some competition
Active Listings
2
Up 100.0% from May 2025
About 0.4 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Dolphin Bay.

Median Sale Price
Down 32.5% year-over-year in Dolphin Bay. Based on 5 sales in the most recent month.
Homes Sold
38% fewer homes sold than a year ago in Dolphin Bay.
Total Monthly Payment
Estimated monthly cost is down 34% from a year ago in Dolphin Bay, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.49%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Dolphin Bay, Foster City

Is now a good time to buy in Dolphin Bay, Foster City?

Dolphin Bay, Foster City is a balanced market that is tilting gently toward buyers. Both sides have reasonable leverage, contingencies are more common, and there is time to make thoughtful decisions.

How do Dolphin Bay, Foster City home prices compare to the Bay Area average?

At $1.69M, Dolphin Bay, Foster City's median is close to the Bay Area average of $1.85M.

Within Foster City, this area trades about 13% above the city-wide median of $1.50M.

By home type:

  • Townhomes at $1.58M
  • Single-family homes at $1.69M
What price range should I budget for in Dolphin Bay, Foster City?

Prices in Dolphin Bay, Foster City depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Townhomes at $1.58M
  • Single-family homes at $1.69M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Dolphin Bay, Foster City for buyers?

Dolphin Bay, Foster City is a balanced market where neither side dominates:

  • Homes sell about 0.9% below asking on average
  • 40% close above list price
  • 16 days typical time to go pending

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced Dolphin Bay, Foster City home?

At $1.69M with 20% down at 6.49%, your estimated total monthly cost is approximately $10,480:

  • $8,537 principal and interest
  • $1,760 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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