Harbor Side, Foster City Housing Market · 2026

Data through Sep 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Harbor Side, Foster City Market Snapshot

Harbor Side is a balanced market, a good environment for thoughtful decisions on both sides:

Based on just 3 sales in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Read this as a rough snapshot; a single transaction can move these numbers noticeably. Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$1.75M
Homes Sold
3
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$11,696/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$9,691
  • Property Tax$1,822
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
17 days
Homes typically sell within a month
Sale-to-List Ratio
101.0%
Selling at or near asking price
% Sold Over Asking
33%
33% of homes sold above asking, some competition
Active Listings
n/a

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Harbor Side.

Median Sale Price
Homes Sold
Total Monthly Payment

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Harbor Side, Foster City

Is now a good time to buy in Harbor Side, Foster City?

Data for Harbor Side, Foster City specifically is limited. Only 3 sales in the last 3 months is not enough to read neighborhood-level conditions, and one unusual transaction can dominate the reported numbers. Zooming out to the broader Foster City market: foster City is balanced but competition is picking up. It remains a reasonable environment for buyers, though acting decisively on well-priced homes is becoming more important.

How do Harbor Side, Foster City home prices compare to Foster City and the Bay Area?

Harbor Side, Foster City's 3 recent sales were at a median of $1.75M. That is notably above Foster City's city-wide median of $1.29M. With only a small sample, it is hard to draw firm neighborhood-level conclusions. This could reflect a specific property or an unusual transaction rather than a broader trend. For context, the Bay Area median is $1.77M.

What will my total monthly cost be on a typical Harbor Side, Foster City home?

Using the 3 recent sales (median $1.75M) as a rough anchor, your estimated total monthly cost with 20% down at 7.4% would be approximately $11,696:

  • $9,691 principal and interest
  • $1,822 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

The actual number for any specific property depends on sale price, HOA if applicable, and lender.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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