Treasure Isle, Foster City Housing Market · 2026

Data through May 2026

Treasure Isle, Foster City Market Snapshot

Treasure Isle favors sellers and competition is intensifying. Here's the picture:

Based on 9 homes sold in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through May 2026

SalesWhat are homes selling for?
Median Sale Price
$1.71M
Up 17.7% from May 2025
Up $256K from May 2025
Homes Sold
9
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$10,578/mo
6.49% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$8,617
  • Property Tax$1,777
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
13 days
7 fewer days than in May 2025
Homes sell in a week or two
Sale-to-List Ratio
103.0%
Up from 101.6% in May 2025
Selling at or near asking price
% Sold Over Asking
67%
67% of homes sold above their asking price
Active Listings
5
Down 58.3% from May 2025
About 0.6 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Treasure Isle.

Median Sale Price
Up 17.7% year-over-year in Treasure Isle. Based on 9 sales in the most recent month.
Homes Sold
18% fewer homes sold than a year ago in Treasure Isle.
Total Monthly Payment
Estimated monthly cost is up 14% from a year ago in Treasure Isle, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.49%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Treasure Isle, Foster City

Is now a good time to buy in Treasure Isle, Foster City?

Treasure Isle, Foster City favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.

How do Treasure Isle, Foster City home prices compare to the Bay Area average?

At $1.71M, Treasure Isle, Foster City's median is close to the Bay Area average of $1.85M.

Within Foster City, this area trades about 14% above the city-wide median of $1.50M.

By home type:

  • Single-family homes at $2.25M
  • Condos at $990K
What price range should I budget for in Treasure Isle, Foster City?

Prices in Treasure Isle, Foster City depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $2.25M
  • Condos at $990K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Treasure Isle, Foster City for buyers?

Treasure Isle, Foster City currently favors sellers:

  • Homes sell about 3% above asking on average
  • 67% close above list price
  • 13 days typical time to go pending

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Treasure Isle, Foster City home?

At $1.71M with 20% down at 6.49%, your estimated total monthly cost is approximately $10,578:

  • $8,617 principal and interest
  • $1,777 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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