Treasure Isle, Foster City Housing Market · 2026

Data through Mar 2026

Treasure Isle, Foster City Market Snapshot

Treasure Isle is shifting toward buyers. Here's where things stand:

Based on 11 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$1.53M
Down 13.8% from March 2025
Down $244K from March 2025
Homes Sold
11
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$9,526/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$7,751
  • Property Tax$1,592
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
99 days
83 more days than in March 2025
Buyers have time to decide
Sale-to-List Ratio
100.6%
Down from 102.5% in March 2025
Selling at or near asking price
% Sold Over Asking
27%
Only 27% sold above asking. Few bidding wars right now
Active Listings
6
Down 14.3% from March 2025
About 0.5 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Treasure Isle.

Median Sale Price
Down 13.8% year-over-year in Treasure Isle. Based on 11 sales in the most recent month.
Homes Sold
8% fewer homes sold than a year ago in Treasure Isle.
Total Monthly Payment
Estimated monthly cost is down 16% from a year ago in Treasure Isle, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Treasure Isle, Foster City

Is now a good time to buy in Treasure Isle, Foster City?

Treasure Isle, Foster City currently leans toward buyers. Homes are sitting longer and sellers are more open to negotiation. It is a good time to take your time, request contingencies, and consider offering below asking.

How do Treasure Isle, Foster City home prices compare to the Bay Area average?

At $1.53M, Treasure Isle, Foster City's median sits about 19% below the Bay Area average of $1.88M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Treasure Isle, Foster City is one of the more accessible corners of the Bay Area.

Within Foster City, this area trades about 10% below the city-wide median of $1.70M.

By home type:

  • Condos at $1.40M
  • Single-family homes at $2.25M
What price range should I budget for in Treasure Isle, Foster City?

Prices in Treasure Isle, Foster City depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Condos at $1.40M
  • Single-family homes at $2.25M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Treasure Isle, Foster City for buyers?

Treasure Isle, Foster City currently leans toward buyers:

  • Homes sell about 0.6% above asking on average
  • 27% close above list price
  • 99 days typical time to go pending

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced Treasure Isle, Foster City home?

At $1.53M with 20% down at 6.53%, your estimated total monthly cost is approximately $9,526:

  • $7,751 principal and interest
  • $1,592 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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