Central San Ramon, San Ramon Housing Market · 2026

Data through Sep 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Central San Ramon, San Ramon Market Snapshot

Central San Ramon is a balanced market, but competition has been picking up. Here's where things stand:

Based on 27 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$1.33M
▲ Up 1.2% from September 2025
Up $16K from September 2025
Homes Sold
27
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$8,923/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$7,357
  • Property Tax$1,383
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
34 days
▲ 14 more days than in September 2025
Buyers have time to decide
Sale-to-List Ratio
101.2%
▲ Up from 99.8% in September 2025
Selling at or near asking price
% Sold Over Asking
38%
38% of homes sold above asking, some competition
Active Listings
13
▲ Up 60.0% from September 2025
About 1.5 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Central San Ramon.

Median Sale Price
Up 1.2% year-over-year in Central San Ramon. Based on 27 sales in the last 3 months.
Homes Sold
50% more homes sold than a year ago in Central San Ramon.
Total Monthly Payment
Estimated monthly cost is up 8% from a year ago in Central San Ramon, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Central San Ramon, San Ramon

Is now a good time to buy in Central San Ramon, San Ramon?

Central San Ramon, San Ramon is balanced but competition is picking up. It remains a reasonable environment for buyers, though acting decisively on well-priced homes is becoming more important.

How do Central San Ramon, San Ramon home prices compare to the Bay Area average?

At $1.33M, Central San Ramon, San Ramon's median sits about 25% below the Bay Area average of $1.77M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Central San Ramon, San Ramon is one of the more accessible corners of the Bay Area.

This is close to the San Ramon city-wide median of $1.45M.

By home type:

  • Single-family homes at $1.34M
  • Condos at $350K
What price range should I budget for in Central San Ramon, San Ramon?

Prices in Central San Ramon, San Ramon depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.34M
  • Condos at $350K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Central San Ramon, San Ramon for buyers?

Central San Ramon, San Ramon is a balanced market where neither side dominates:

  • Homes sell about 1% above asking on average
  • 38% close above list price
  • 34 days typical time to go pending
  • 54% of listings have had a price reduction

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced Central San Ramon, San Ramon home?

At $1.33M with 20% down at 7.4%, your estimated total monthly cost is approximately $8,923:

  • $7,357 principal and interest
  • $1,383 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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