Twin Creeks, San Ramon Housing Market · 2026

Data through Sep 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Twin Creeks, San Ramon Market Snapshot

Twin Creeks is a balanced market, a good environment for thoughtful decisions on both sides:

Based on 19 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$1.52M
▲ Up 1.5% from September 2025
Up $22K from September 2025
Homes Sold
19
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$10,183/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$8,417
  • Property Tax$1,583
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
15 days
· Same as September 2025
Homes typically sell within a month
Sale-to-List Ratio
99.8%
▼ Down from 100.0% in September 2025
Selling at or near asking price
% Sold Over Asking
37%
37% of homes sold above asking, some competition
Active Listings
9
▼ Down 22.4% from September 2025
About 1.4 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Twin Creeks.

Median Sale Price
Up 1.5% year-over-year in Twin Creeks. Based on 19 sales in the last 3 months.
Homes Sold
32% fewer homes sold than a year ago in Twin Creeks.
Total Monthly Payment
Estimated monthly cost is up 8% from a year ago in Twin Creeks, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Twin Creeks, San Ramon

Is now a good time to buy in Twin Creeks, San Ramon?

Twin Creeks, San Ramon is a balanced market, a good environment for thoughtful decisions on both sides. Sellers can expect fair prices and buyers have time to negotiate without extreme pressure.

How do Twin Creeks, San Ramon home prices compare to the Bay Area average?

At $1.52M, Twin Creeks, San Ramon's median is close to the Bay Area average of $1.77M.

This is close to the San Ramon city-wide median of $1.45M.

By home type:

  • Single-family homes at $1.58M
  • Townhomes at $1.04M
What price range should I budget for in Twin Creeks, San Ramon?

Prices in Twin Creeks, San Ramon depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.58M
  • Townhomes at $1.04M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Twin Creeks, San Ramon for buyers?

Twin Creeks, San Ramon is a balanced market where neither side dominates:

  • Homes sell about 0.2% below asking on average
  • 37% close above list price
  • 15 days typical time to go pending

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced Twin Creeks, San Ramon home?

At $1.52M with 20% down at 7.4%, your estimated total monthly cost is approximately $10,183:

  • $8,417 principal and interest
  • $1,583 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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