Twin Creeks, San Ramon Housing Market · 2026

Data through Mar 2026

Twin Creeks, San Ramon Market Snapshot

Twin Creeks favors sellers and competition is intensifying. Here's the picture:

Based on 14 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$1.52M
Down 15.6% from March 2025
Down $281K from March 2025
Homes Sold
14
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$9,472/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$7,706
  • Property Tax$1,583
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
14.5 days
4 more days than in March 2025
Homes typically sell within a month
Sale-to-List Ratio
102.6%
Up from 100.9% in March 2025
Selling at or near asking price
% Sold Over Asking
64%
More than half of homes sold above their asking price
Active Listings
9
· Up 0.0% from March 2025
About 0.6 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Twin Creeks.

Median Sale Price
Down 15.6% year-over-year in Twin Creeks. Based on 14 sales in the most recent month.
Homes Sold
26% fewer homes sold than a year ago in Twin Creeks.
Total Monthly Payment
Estimated monthly cost is down 17% from a year ago in Twin Creeks, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Twin Creeks, San Ramon

Is now a good time to buy in Twin Creeks, San Ramon?

Twin Creeks, San Ramon favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.

How do Twin Creeks, San Ramon home prices compare to the Bay Area average?

At $1.52M, Twin Creeks, San Ramon's median sits about 19% below the Bay Area average of $1.88M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Twin Creeks, San Ramon is one of the more accessible corners of the Bay Area.

This is close to the San Ramon city-wide median of $1.51M.

By home type:

  • Single-family homes at $1.68M
  • Townhomes at $862K
What price range should I budget for in Twin Creeks, San Ramon?

Prices in Twin Creeks, San Ramon depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.68M
  • Townhomes at $862K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Twin Creeks, San Ramon for buyers?

Twin Creeks, San Ramon currently favors sellers:

  • Homes sell about 3% above asking on average
  • 64% close above list price
  • 14.5 days typical time to go pending

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Twin Creeks, San Ramon home?

At $1.52M with 20% down at 6.53%, your estimated total monthly cost is approximately $9,472:

  • $7,706 principal and interest
  • $1,583 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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