Southern San Ramon, San Ramon Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Southern San Ramon, San Ramon Market Snapshot

Southern San Ramon is shifting toward buyers. Here's where things stand:

Based on 53 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$1.39M
Down 7.0% from July 2025
Down $105K from July 2025
Homes Sold
53
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$8,842/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$7,206
  • Property Tax$1,453
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
21 days
6 more days than in July 2025
Homes typically sell within a month
Sale-to-List Ratio
99.8%
Up from 99.8% in July 2025
Selling at or near asking price
% Sold Over Asking
41%
41% of homes sold above asking, some competition
Active Listings
42
Up 30.6% from July 2025
About 2.4 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Southern San Ramon.

Median Sale Price
Down 7.0% year-over-year in Southern San Ramon. Based on 53 sales in the last 3 months.
Homes Sold
23% more homes sold than a year ago in Southern San Ramon.
Total Monthly Payment
Estimated monthly cost is down 7% from a year ago in Southern San Ramon, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Southern San Ramon, San Ramon

Is now a good time to buy in Southern San Ramon, San Ramon?

Southern San Ramon, San Ramon currently leans toward buyers. Homes are sitting longer and sellers are more open to negotiation. It is a good time to take your time, request contingencies, and consider offering below asking.

How do Southern San Ramon, San Ramon home prices compare to the Bay Area average?

At $1.39M, Southern San Ramon, San Ramon's median sits about 23% below the Bay Area average of $1.80M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Southern San Ramon, San Ramon is one of the more accessible corners of the Bay Area.

This is close to the San Ramon city-wide median of $1.51M.

By home type:

  • Single-family homes at $1.50M
  • Condos at $474K
  • Townhomes at $800K
What price range should I budget for in Southern San Ramon, San Ramon?

Prices in Southern San Ramon, San Ramon depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.50M
  • Condos at $474K
  • Townhomes at $800K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Southern San Ramon, San Ramon for buyers?

Southern San Ramon, San Ramon currently leans toward buyers:

  • Homes sell about 0.2% below asking on average
  • 41% close above list price
  • 21 days typical time to go pending
  • 37% of listings have had a price reduction

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced Southern San Ramon, San Ramon home?

At $1.39M with 20% down at 6.71%, your estimated total monthly cost is approximately $8,842:

  • $7,206 principal and interest
  • $1,453 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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