Downtown Walnut Creek, Walnut Creek Housing Market · 2026

Data through Mar 2026

Downtown Walnut Creek, Walnut Creek Market Snapshot

Downtown Walnut Creek is shifting toward buyers. Here's where things stand:

Based on 10 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$845K
Down 10.6% from March 2025
Down $100K from March 2025
Homes Sold
10
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$5,347/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$4,284
  • Property Tax$880
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
14 days
· Same as March 2025
Homes sell in a week or two
Sale-to-List Ratio
99.2%
Down from 99.8% in March 2025
Selling 1% below asking
% Sold Over Asking
20%
Only 20% sold above asking. Few bidding wars right now
Active Listings
19
Up 35.7% from March 2025
About 1.9 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Downtown Walnut Creek.

Median Sale Price
Down 10.6% year-over-year in Downtown Walnut Creek. Based on 10 sales in the most recent month.
Homes Sold
17% fewer homes sold than a year ago in Downtown Walnut Creek.
Total Monthly Payment
Estimated monthly cost is down 12% from a year ago in Downtown Walnut Creek, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Downtown Walnut Creek, Walnut Creek

Is now a good time to buy in Downtown Walnut Creek, Walnut Creek?

Downtown Walnut Creek, Walnut Creek currently leans toward buyers. Homes are sitting longer and sellers are more open to negotiation. It is a good time to take your time, request contingencies, and consider offering below asking.

How do Downtown Walnut Creek, Walnut Creek home prices compare to the Bay Area average?

At $845K, Downtown Walnut Creek, Walnut Creek's median sits about 55% below the Bay Area average of $1.88M. Downtown Walnut Creek, Walnut Creek is among the most accessible parts of the Bay Area.

This is close to the Walnut Creek city-wide median of $830K.

By home type:

  • Condos at $790K
  • Single-family homes at $1.23M
What price range should I budget for in Downtown Walnut Creek, Walnut Creek?

Prices in Downtown Walnut Creek, Walnut Creek depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Condos at $790K
  • Single-family homes at $1.23M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Downtown Walnut Creek, Walnut Creek for buyers?

Downtown Walnut Creek, Walnut Creek currently leans toward buyers:

  • Homes sell about 0.8% below asking on average
  • 20% close above list price
  • 14 days typical time to go pending

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced Downtown Walnut Creek, Walnut Creek home?

At $845K with 20% down at 6.53%, your estimated total monthly cost is approximately $5,347:

  • $4,284 principal and interest
  • $880 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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