Downtown Walnut Creek, Walnut Creek Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Downtown Walnut Creek, Walnut Creek Market Snapshot

Downtown Walnut Creek offers real opportunities for buyers right now:

Based on 11 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$805K
Down 4.2% from July 2025
Down $35K from July 2025
Homes Sold
11
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$5,180/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$4,158
  • Property Tax$838
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
49 days
5 fewer days than in July 2025
Buyers have time to decide
Sale-to-List Ratio
99.0%
Up from 98.8% in July 2025
Selling 1% below asking
% Sold Over Asking
18%
Only 18% sold above asking. Few bidding wars right now
Active Listings
16
Up 23.6% from July 2025
About 4.3 months of supply. Plenty of options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Downtown Walnut Creek.

Median Sale Price
Down 4.2% year-over-year in Downtown Walnut Creek. Based on 11 sales in the last 3 months.
Homes Sold
15% fewer homes sold than a year ago in Downtown Walnut Creek.
Total Monthly Payment
Estimated monthly cost is down 5% from a year ago in Downtown Walnut Creek, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Downtown Walnut Creek, Walnut Creek

Is now a good time to buy in Downtown Walnut Creek, Walnut Creek?

Downtown Walnut Creek, Walnut Creek is a buyer's market. Extended market times, price reductions, and motivated sellers give buyers strong negotiating leverage. Well-structured offers below asking can succeed here.

How do Downtown Walnut Creek, Walnut Creek home prices compare to the Bay Area average?

At $805K, Downtown Walnut Creek, Walnut Creek's median sits about 55% below the Bay Area average of $1.80M. Downtown Walnut Creek, Walnut Creek is among the most accessible parts of the Bay Area.

Within Walnut Creek, this area trades about 19% below the city-wide median of $990K.

By home type:

  • Condos at $777K
  • Single-family homes at $1.82M
  • Townhomes at $1.55M
What price range should I budget for in Downtown Walnut Creek, Walnut Creek?

Prices in Downtown Walnut Creek, Walnut Creek depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Condos at $777K
  • Single-family homes at $1.82M
  • Townhomes at $1.55M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Downtown Walnut Creek, Walnut Creek for buyers?

Downtown Walnut Creek, Walnut Creek is a buyer's market:

  • Homes sell about 1% below asking on average
  • 18% close above list price
  • 49 days typical time to go pending
  • 35% of listings have had a price reduction

Buyer strategy: well-structured offers below asking can succeed here.

What will my total monthly cost be on a median-priced Downtown Walnut Creek, Walnut Creek home?

At $805K with 20% down at 6.71%, your estimated total monthly cost is approximately $5,180:

  • $4,158 principal and interest
  • $838 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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