Walnut Creek Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Walnut Creek Market Snapshot

Walnut Creek is shifting toward buyers. Here's where things stand:

Based on 303 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$990K
Up 16.4% from July 2025
Up $139K from July 2025
Homes Sold
303
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$6,327/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$5,113
  • Property Tax$1,031
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
21 days
2 fewer days than in July 2025
Homes typically sell within a month
Sale-to-List Ratio
100.1%
Down from 100.3% in July 2025
Selling at or near asking price
% Sold Over Asking
38%
38% of homes sold above asking, some competition
Active Listings
224
Down 1.4% from July 2025
About 2.3 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Walnut Creek.

Median Sale Price
Up 16.4% year-over-year in Walnut Creek. Based on 303 sales in the last 3 months.
Homes Sold
About the same sales volume as a year ago in Walnut Creek.
Total Monthly Payment
Estimated monthly cost is up 15% from a year ago in Walnut Creek, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Walnut Creek housing market trends, 2021–2026

September 2021 median
$833K
$2,811/mo at 3.0%
Peak (June 2026)
$1.00M
July 2026 median
$990K
$5,087/mo at 6.7%

The median sale price in Walnut Creek is $990K — up 19% from $833K in September 2021. Over that stretch, the median peaked at $1.00M in June 2026 and bottomed at $705K in April 2023. That puts today's price about 19% above the area's 5-year average of $829K. Each point is the median of a rolling 3-month window of closings, so the curve runs smoother than any single month; the multi-year direction is the signal.

What buyers actually pay has moved more than the sticker price suggests: a typical monthly payment (20% down, principal & interest) is about $5,087 today, up 81% from $2,811 in September 2021. Most of that increase comes from mortgage rates (3.0% then vs. 6.7% now), not prices — at September 2021 rates, today's median would run about $3,342/mo.

Seasonally, the three months ending in August have been the busiest stretch for closings in Walnut Creek over the past 5 years (about 362 sales in that window on average, vs. 218 for the stretch ending in February), while competition has run hottest in the stretch ending in May (52% of homes selling over asking on average). That's an average across just 5 observations per month, so treat it as a tendency, not a rule.

Frequently asked questions about Walnut Creek

Is now a good time to buy in Walnut Creek?

Walnut Creek currently leans toward buyers. Homes are sitting longer and sellers are more open to negotiation. It is a good time to take your time, request contingencies, and consider offering below asking.

How do Walnut Creek home prices compare to the Bay Area average?

At $990K, Walnut Creek's median sits about 45% below the Bay Area average of $1.80M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Walnut Creek is one of the more accessible corners of the Bay Area.

By home type:

  • Condos at $624K
  • Single-family homes at $1.64M
  • Townhomes at $869K
What price range should I budget for in Walnut Creek?

Prices in Walnut Creek depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Condos at $624K
  • Single-family homes at $1.64M
  • Townhomes at $869K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Walnut Creek for buyers?

Walnut Creek currently leans toward buyers:

  • Homes sell about 0.1% above asking on average
  • 38% close above list price
  • 21 days typical time to go pending
  • 34% of listings have had a price reduction

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced Walnut Creek home?

At $990K with 20% down at 6.71%, your estimated total monthly cost is approximately $6,327:

  • $5,113 principal and interest
  • $1,031 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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