Walnut Creek Housing Market · 2026

Data through Sep 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Walnut Creek Market Snapshot

Walnut Creek is shifting toward buyers. Here's where things stand:

Based on 287 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$848K
▼ Down 2.0% from September 2025
Down $17K from September 2025
Homes Sold
287
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$5,761/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$4,695
  • Property Tax$883
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
33 days
▲ 7 more days than in September 2025
Buyers have time to decide
Sale-to-List Ratio
100.0%
▲ Up from 99.6% in September 2025
Selling at or near asking price
% Sold Over Asking
33%
33% of homes sold above asking, some competition
Active Listings
231
▲ Up 1.3% from September 2025
About 2.5 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Walnut Creek.

Median Sale Price
Down 2.0% year-over-year in Walnut Creek. Based on 287 sales in the last 3 months.
Homes Sold
3% fewer homes sold than a year ago in Walnut Creek.
Total Monthly Payment
Estimated monthly cost is up 4% from a year ago in Walnut Creek, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Walnut Creek housing market trends, 2021–2026

October 2021 median
$850K
$2,919/mo at 3.1%
Peak (June 2026)
$1.00M
September 2026 median
$848K
$4,525/mo at 7.0%

The median sale price in Walnut Creek is $848K — almost exactly where it stood in October 2021 ($850K). Over that stretch, the median peaked at $1.00M in June 2026 and bottomed at $705K in April 2023. That's right in line with the area's 5-year average of $830K. Each point is the median of a rolling 3-month window of closings, so the curve runs smoother than any single month; the multi-year direction is the signal.

What buyers actually pay has moved more than the sticker price suggests: a typical monthly payment (20% down, principal & interest) is about $4,525 today, up 55% from $2,919 in October 2021. Most of that increase comes from mortgage rates (3.1% then vs. 7.0% now), not prices — at October 2021 rates, today's median would run about $2,910/mo.

Seasonally, the three months ending in July have been the busiest stretch for closings in Walnut Creek over the past 5 years (about 326 sales in that window on average, vs. 218 for the stretch ending in February), while competition has run hottest in the stretch ending in May (52% of homes selling over asking on average). That's an average across just 5 observations per month, so treat it as a tendency, not a rule.

Frequently asked questions about Walnut Creek

Is now a good time to buy in Walnut Creek?

Walnut Creek currently leans toward buyers. Homes are sitting longer and sellers are more open to negotiation. It is a good time to take your time, request contingencies, and consider offering below asking.

How do Walnut Creek home prices compare to the Bay Area average?

At $848K, Walnut Creek's median sits about 52% below the Bay Area average of $1.77M. Walnut Creek is among the most accessible parts of the Bay Area.

By home type:

  • Condos at $570K
  • Single-family homes at $1.59M
  • Townhomes at $877K
What price range should I budget for in Walnut Creek?

Prices in Walnut Creek depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Condos at $570K
  • Single-family homes at $1.59M
  • Townhomes at $877K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Walnut Creek for buyers?

Walnut Creek currently leans toward buyers:

  • Homes sell about 0.0% above asking on average
  • 33% close above list price
  • 33 days typical time to go pending
  • 31% of listings have had a price reduction

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced Walnut Creek home?

At $848K with 20% down at 7.4%, your estimated total monthly cost is approximately $5,761:

  • $4,695 principal and interest
  • $883 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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