Rancho San Miguel, Walnut Creek Housing Market · 2026

Data through Sep 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Rancho San Miguel, Walnut Creek Market Snapshot

Rancho San Miguel is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:

Based on 5 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$1.56M
▲ Up 7.6% from September 2025
Up $110K from September 2025
Homes Sold
5
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$10,446/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$8,638
  • Property Tax$1,625
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
7 days
▼ 6 fewer days than in September 2025
Homes sell in under a week
Sale-to-List Ratio
106.2%
▲ Up from 99.6% in September 2025
Selling 6% above asking
% Sold Over Asking
80%
80% of homes sold above their asking price
Active Listings
3
▲ Up 220.1% from September 2025
About 1.9 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Rancho San Miguel.

Median Sale Price
Up 7.6% year-over-year in Rancho San Miguel. Based on 5 sales in the last 3 months.
Homes Sold
29% fewer homes sold than a year ago in Rancho San Miguel.
Total Monthly Payment
Estimated monthly cost is up 14% from a year ago in Rancho San Miguel, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Rancho San Miguel, Walnut Creek

Is now a good time to buy in Rancho San Miguel, Walnut Creek?

Rancho San Miguel, Walnut Creek is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do Rancho San Miguel, Walnut Creek home prices compare to the Bay Area average?

At $1.56M, Rancho San Miguel, Walnut Creek's median is close to the Bay Area average of $1.77M.

Within Walnut Creek, this area trades about 84% above the city-wide median of $848K.

How competitive is Rancho San Miguel, Walnut Creek for buyers?

Rancho San Miguel, Walnut Creek is one of the Bay Area's more competitive markets:

  • Homes sell about 6% above asking on average
  • 80% close above list price
  • 7 days typical time to go pending
  • 36% of listings have had a price reduction

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced Rancho San Miguel, Walnut Creek home?

At $1.56M with 20% down at 7.4%, your estimated total monthly cost is approximately $10,446:

  • $8,638 principal and interest
  • $1,625 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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