Lower Lakewood, Walnut Creek Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Lower Lakewood, Walnut Creek Market Snapshot

Lower Lakewood leans toward buyers, though competition has been picking up recently. Here's where things stand:

Based on 10 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$460K
Up 35.9% from July 2025
Up $121K from July 2025
Homes Sold
10
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$3,039/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$2,376
  • Property Tax$479
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
25 days
52 fewer days than in July 2025
Homes typically sell within a month
Sale-to-List Ratio
99.3%
Up from 95.6% in July 2025
Selling 1% below asking
% Sold Over Asking
40%
40% of homes sold above asking, some competition
Active Listings
9
Down 22.1% from July 2025
About 2.6 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Lower Lakewood.

Median Sale Price
Up 35.9% year-over-year in Lower Lakewood. Based on 10 sales in the last 3 months.
Homes Sold
Total Monthly Payment
Estimated monthly cost is up 32% from a year ago in Lower Lakewood, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Lower Lakewood, Walnut Creek

Is now a good time to buy in Lower Lakewood, Walnut Creek?

Lower Lakewood, Walnut Creek leans toward buyers, though competition has been picking up recently. Buyers still have leverage to negotiate, but the window may be narrowing.

How do Lower Lakewood, Walnut Creek home prices compare to the Bay Area average?

At $460K, Lower Lakewood, Walnut Creek's median sits about 74% below the Bay Area average of $1.80M. Lower Lakewood, Walnut Creek is among the most accessible parts of the Bay Area.

Within Walnut Creek, this area trades about 54% below the city-wide median of $990K.

By home type:

  • Condos at $366K
  • Single-family homes at $1.69M
What price range should I budget for in Lower Lakewood, Walnut Creek?

Prices in Lower Lakewood, Walnut Creek depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Condos at $366K
  • Single-family homes at $1.69M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Lower Lakewood, Walnut Creek for buyers?

Lower Lakewood, Walnut Creek currently leans toward buyers:

  • Homes sell about 0.7% below asking on average
  • 40% close above list price
  • 25 days typical time to go pending
  • 26% of listings have had a price reduction

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced Lower Lakewood, Walnut Creek home?

At $460K with 20% down at 6.71%, your estimated total monthly cost is approximately $3,039:

  • $2,376 principal and interest
  • $479 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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