ZIP 94589, Vallejo Housing Market · 2026

Data through Sep 2026 · Part of the Vallejo housing market

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

ZIP 94589, Vallejo Market Snapshot

ZIP 94589 is shifting toward buyers. Here's where things stand:

Based on 61 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$462K
▼ Down 9.8% from September 2025
Down $50K from September 2025
Homes Sold
61
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$3,226/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$2,561
  • Property Tax$482
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
35 days
▼ 1 fewer day than in September 2025
Buyers have time to decide
Sale-to-List Ratio
99.6%
▲ Up from 99.2% in September 2025
Selling at or near asking price
% Sold Over Asking
35%
35% of homes sold above asking, some competition
Active Listings
56
▼ Down 21.6% from September 2025
About 2.8 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 94589, Vallejo.

Median Sale Price
Down 9.8% year-over-year in 94589, Vallejo. Based on 61 sales in the last 3 months.
Homes Sold
52% more homes sold than a year ago in 94589, Vallejo.
Total Monthly Payment
Estimated monthly cost is down 4% from a year ago in 94589, Vallejo, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about ZIP 94589

Is now a good time to buy in ZIP 94589?

ZIP 94589 currently leans toward buyers. Homes are sitting longer and sellers are more open to negotiation. It is a good time to take your time, request contingencies, and consider offering below asking.

How do ZIP 94589 home prices compare to the Bay Area average?

At $462K, ZIP 94589's median sits about 74% below the Bay Area average of $1.77M. ZIP 94589 is among the most accessible parts of the Bay Area.

This is close to the Vallejo city-wide median of $500K.

By home type:

  • Single-family homes at $475K
  • Condos at $189K
What price range should I budget for in ZIP 94589?

Prices in ZIP 94589 depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $475K
  • Condos at $189K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is ZIP 94589 for buyers?

ZIP 94589 currently leans toward buyers:

  • Homes sell about 0.4% below asking on average
  • 35% close above list price
  • 35 days typical time to go pending
  • 34% of listings have had a price reduction

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced ZIP 94589 home?

At $462K with 20% down at 7.4%, your estimated total monthly cost is approximately $3,226:

  • $2,561 principal and interest
  • $482 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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