ZIP 94590, Vallejo Housing Market · 2026

Data through Sep 2026 · Part of the Vallejo housing market

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

ZIP 94590, Vallejo Market Snapshot

ZIP 94590 offers real opportunities for buyers right now:

Based on 66 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$460K
▼ Down 2.2% from September 2025
Down $10K from September 2025
Homes Sold
66
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$3,210/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$2,547
  • Property Tax$479
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
49 days
▼ 3 fewer days than in September 2025
Buyers have time to decide
Sale-to-List Ratio
98.1%
▼ Down from 100.7% in September 2025
Selling 2% below asking
% Sold Over Asking
28%
Only 28% sold above asking. Few bidding wars right now
Active Listings
140
▲ Up 22.4% from September 2025
About 6.5 months of supply. Plenty of options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 94590, Vallejo.

Median Sale Price
Down 2.2% year-over-year in 94590, Vallejo. Based on 66 sales in the last 3 months.
Homes Sold
12% fewer homes sold than a year ago in 94590, Vallejo.
Total Monthly Payment
Estimated monthly cost is up 4% from a year ago in 94590, Vallejo, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about ZIP 94590

Is now a good time to buy in ZIP 94590?

ZIP 94590 is a buyer's market. Extended market times, price reductions, and motivated sellers give buyers strong negotiating leverage. Well-structured offers below asking can succeed here.

How do ZIP 94590 home prices compare to the Bay Area average?

At $460K, ZIP 94590's median sits about 74% below the Bay Area average of $1.77M. ZIP 94590 is among the most accessible parts of the Bay Area.

This is close to the Vallejo city-wide median of $500K.

By home type:

  • Single-family homes at $460K
  • Condos at $277K
What price range should I budget for in ZIP 94590?

Prices in ZIP 94590 depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $460K
  • Condos at $277K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is ZIP 94590 for buyers?

ZIP 94590 is a buyer's market:

  • Homes sell about 2% below asking on average
  • 28% close above list price
  • 49 days typical time to go pending
  • 31% of listings have had a price reduction

Buyer strategy: well-structured offers below asking can succeed here.

What will my total monthly cost be on a median-priced ZIP 94590 home?

At $460K with 20% down at 7.4%, your estimated total monthly cost is approximately $3,210:

  • $2,547 principal and interest
  • $479 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
See all reviews on Zillow →

Let's Chat!

I read every message and usually reply the same day.

What brings you here?