ZIP 94592, Vallejo Housing Market · 2026

Data through Jul 2026 · Part of the Vallejo housing market

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

ZIP 94592, Vallejo Market Snapshot

ZIP 94592 offers real opportunities for buyers right now:

Based on 6 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$724K
Up 18.7% from July 2025
Up $114K from July 2025
Homes Sold
6
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$4,678/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$3,740
  • Property Tax$754
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
31 days
56 fewer days than in July 2025
Buyers have time to decide
Sale-to-List Ratio
98.7%
Down from 102.0% in July 2025
Selling 1% below asking
% Sold Over Asking
0%
No homes sold above asking. Few bidding wars right now
Active Listings
4
Up 7.1% from July 2025
About 2.1 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 94592, Vallejo.

Median Sale Price
Up 18.7% year-over-year in 94592, Vallejo. Based on 6 sales in the last 3 months.
Homes Sold
20% more homes sold than a year ago in 94592, Vallejo.
Total Monthly Payment
Estimated monthly cost is up 17% from a year ago in 94592, Vallejo, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about ZIP 94592

Is now a good time to buy in ZIP 94592?

ZIP 94592 is a buyer's market. Extended market times, price reductions, and motivated sellers give buyers strong negotiating leverage. Well-structured offers below asking can succeed here.

How do ZIP 94592 home prices compare to the Bay Area average?

At $724K, ZIP 94592's median sits about 60% below the Bay Area average of $1.80M. ZIP 94592 is among the most accessible parts of the Bay Area.

Within Vallejo, this area trades about 42% above the city-wide median of $510K.

By home type:

  • Single-family homes at $738K
  • Condos at $650K
What price range should I budget for in ZIP 94592?

Prices in ZIP 94592 depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $738K
  • Condos at $650K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is ZIP 94592 for buyers?

ZIP 94592 is a buyer's market:

  • Homes sell about 1% below asking on average
  • 0% close above list price
  • 31 days typical time to go pending
  • 22% of listings have had a price reduction

Buyer strategy: well-structured offers below asking can succeed here.

What will my total monthly cost be on a median-priced ZIP 94592 home?

At $724K with 20% down at 6.71%, your estimated total monthly cost is approximately $4,678:

  • $3,740 principal and interest
  • $754 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
See all reviews on Zillow

Let's Chat!

I read every message and usually reply the same day.

What brings you here?