Garden Gate, Cupertino Housing Market · 2026

Data through May 2026

Garden Gate, Cupertino Market Snapshot

Garden Gate is a balanced market and tilting gently toward buyers. A good environment for thoughtful decisions on both sides:

Based on 6 homes sold in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through May 2026

SalesWhat are homes selling for?
Median Sale Price
$3.86M
Down 1.0% from May 2025
Down $37K from May 2025
Homes Sold
6
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$23,717/mo
6.49% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$19,511
  • Property Tax$4,023
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
13 days
1 fewer day than in May 2025
Homes sell in a week or two
Sale-to-List Ratio
99.8%
Down from 104.6% in May 2025
Selling at or near asking price
% Sold Over Asking
67%
67% of homes sold above their asking price
Active Listings
1
Down 75.0% from May 2025
About 0.2 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Garden Gate.

Median Sale Price
Down 1.0% year-over-year in Garden Gate. Based on 6 sales in the most recent month.
Homes Sold
Total Monthly Payment
Estimated monthly cost is down 4% from a year ago in Garden Gate, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.49%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Garden Gate, Cupertino

Is now a good time to buy in Garden Gate, Cupertino?

Garden Gate, Cupertino is a balanced market that is tilting gently toward buyers. Both sides have reasonable leverage, contingencies are more common, and there is time to make thoughtful decisions.

How do Garden Gate, Cupertino home prices compare to the Bay Area average?

At $3.86M, Garden Gate, Cupertino's median sits about 108% above the Bay Area average of $1.85M. Garden Gate, Cupertino is on the higher end of the regional market.

Within Cupertino, this area trades about 16% above the city-wide median of $3.33M.

How competitive is Garden Gate, Cupertino for buyers?

Garden Gate, Cupertino is a balanced market where neither side dominates:

  • Homes sell about 0.2% below asking on average
  • 67% close above list price
  • 13 days typical time to go pending

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced Garden Gate, Cupertino home?

At $3.86M with 20% down at 6.49%, your estimated total monthly cost is approximately $23,717:

  • $19,511 principal and interest
  • $4,023 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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