Inspiration Heights, Cupertino Housing Market · 2026

Data through May 2026

Inspiration Heights, Cupertino Market Snapshot

Inspiration Heights is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:

Based on 5 homes sold in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through May 2026

SalesWhat are homes selling for?
Median Sale Price
$2.56M
Up 19.2% from May 2025
Up $413K from May 2025
Homes Sold
5
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$15,781/mo
6.49% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$12,931
  • Property Tax$2,667
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
9 days
7 fewer days than in May 2025
Homes sell in a week or two
Sale-to-List Ratio
108.0%
Up from 106.2% in May 2025
Selling 8% above asking
% Sold Over Asking
80%
80% of homes sold above their asking price
Active Listings
5
Up 400.0% from May 2025
About 1 month of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Inspiration Heights.

Median Sale Price
Up 19.2% year-over-year in Inspiration Heights. Based on 5 sales in the most recent month.
Homes Sold
17% fewer homes sold than a year ago in Inspiration Heights.
Total Monthly Payment
Estimated monthly cost is up 15% from a year ago in Inspiration Heights, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.49%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Inspiration Heights, Cupertino

Is now a good time to buy in Inspiration Heights, Cupertino?

Inspiration Heights, Cupertino is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do Inspiration Heights, Cupertino home prices compare to the Bay Area average?

At $2.56M, Inspiration Heights, Cupertino's median sits about 38% above the Bay Area average of $1.85M. Inspiration Heights, Cupertino is on the higher end of the regional market.

Within Cupertino, this area trades about 23% below the city-wide median of $3.33M.

By home type:

  • Single-family homes at $2.96M
  • Townhomes at $1.88M
What price range should I budget for in Inspiration Heights, Cupertino?

Prices in Inspiration Heights, Cupertino depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $2.96M
  • Townhomes at $1.88M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Inspiration Heights, Cupertino for buyers?

Inspiration Heights, Cupertino is one of the Bay Area's more competitive markets:

  • Homes sell about 8% above asking on average
  • 80% close above list price
  • 9 days typical time to go pending

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced Inspiration Heights, Cupertino home?

At $2.56M with 20% down at 6.49%, your estimated total monthly cost is approximately $15,781:

  • $12,931 principal and interest
  • $2,667 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
See all reviews on Zillow

Let's Chat!

I read every message and usually reply the same day.

What brings you here?