Oak Valley, Cupertino Housing Market · 2026

Data through May 2026

Oak Valley, Cupertino Market Snapshot

Oak Valley favors sellers, but smart buyers can still win. Here's the picture:

Based on just 3 sales in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Read this as a rough snapshot; a single transaction can move these numbers noticeably. Updated weekly.

Data through May 2026

SalesWhat are homes selling for?
Median Sale Price
$5.61M
Homes Sold
3
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$34,365/mo
6.49% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$28,338
  • Property Tax$5,844
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
9 days
Homes sell in a week or two
Sale-to-List Ratio
101.2%
Selling at or near asking price
% Sold Over Asking
67%
67% of homes sold above their asking price
Active Listings
1
About 0.3 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Oak Valley.

Median Sale Price
Homes Sold
Total Monthly Payment
Estimated monthly cost is up 80% from a year ago in Oak Valley, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.49%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Oak Valley, Cupertino

Is now a good time to buy in Oak Valley, Cupertino?

Data for Oak Valley, Cupertino specifically is limited. Only 3 sales in the most recent month is not enough to read neighborhood-level conditions, and one unusual transaction can dominate the reported numbers. Zooming out to the broader Cupertino market: cupertino still favors sellers, but conditions are slowly improving for buyers. Well-priced homes move fast, and there is slightly more room to negotiate than there was a year ago.

How do Oak Valley, Cupertino home prices compare to Cupertino and the Bay Area?

Oak Valley, Cupertino's 3 recent sales were at a median of $5.61M. That is notably above Cupertino's city-wide median of $3.33M. With only a small sample, it is hard to draw firm neighborhood-level conclusions. This could reflect a specific property or an unusual transaction rather than a broader trend. For context, the Bay Area median is $1.85M.

What will my total monthly cost be on a typical Oak Valley, Cupertino home?

Using the 3 recent sales (median $5.61M) as a rough anchor, monthly cost breakdown at 20% down at 6.49%:

  • $28,338 principal and interest
  • $5,844 property tax (California 1.25% effective rate)
  • Insurance is highly variable at this price point; plan on $1,500 to $3,000 per month rather than our default

Most buyers at this tier pay a meaningful share in cash. The actual number for any specific property depends on sale price, HOA if applicable, and lender.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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