Belwood, Los Gatos Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Belwood, Los Gatos Market Snapshot

Belwood is a balanced market and tilting gently toward buyers. A good environment for thoughtful decisions on both sides:

Based on 13 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$3.30M
Up 26.9% from July 2025
Up $699K from July 2025
Homes Sold
13
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$20,667/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$17,047
  • Property Tax$3,436
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
20 days
12 more days than in July 2025
Homes typically sell within a month
Sale-to-List Ratio
102.3%
Down from 105.0% in July 2025
Selling at or near asking price
% Sold Over Asking
54%
More than half of homes sold above their asking price
Active Listings
5
Down 10.7% from July 2025
About 1.2 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Belwood.

Median Sale Price
Up 26.9% year-over-year in Belwood. Based on 13 sales in the last 3 months.
Homes Sold
44% more homes sold than a year ago in Belwood.
Total Monthly Payment
Estimated monthly cost is up 26% from a year ago in Belwood, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Belwood, Los Gatos

Is now a good time to buy in Belwood, Los Gatos?

Belwood, Los Gatos is a balanced market that is tilting gently toward buyers. Both sides have reasonable leverage, contingencies are more common, and there is time to make thoughtful decisions.

How do Belwood, Los Gatos home prices compare to the Bay Area average?

At $3.30M, Belwood, Los Gatos's median sits about 83% above the Bay Area average of $1.80M. Belwood, Los Gatos is on the higher end of the regional market.

Within Los Gatos, this area trades about 18% above the city-wide median of $2.80M.

How competitive is Belwood, Los Gatos for buyers?

Belwood, Los Gatos is a balanced market where neither side dominates:

  • Homes sell about 2% above asking on average
  • 54% close above list price
  • 20 days typical time to go pending

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced Belwood, Los Gatos home?

At $3.30M with 20% down at 6.71%, your estimated total monthly cost is approximately $20,667:

  • $17,047 principal and interest
  • $3,436 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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