Belwood, Los Gatos Housing Market · 2026

Data through Sep 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Belwood, Los Gatos Market Snapshot

Belwood is shifting toward buyers. Here's where things stand:

Based on 10 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$2.49M
▼ Down 5.0% from September 2025
Down $132K from September 2025
Homes Sold
10
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$16,548/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$13,774
  • Property Tax$2,590
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
30 days
▲ 13 more days than in September 2025
Homes typically sell within a month
Sale-to-List Ratio
99.4%
▼ Down from 101.7% in September 2025
Selling 1% below asking
% Sold Over Asking
40%
40% of homes sold above asking, some competition
Active Listings
3
▼ Down 46.6% from September 2025
About 1 month of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Belwood.

Median Sale Price
Down 5.0% year-over-year in Belwood. Based on 10 sales in the last 3 months.
Homes Sold
25% more homes sold than a year ago in Belwood.
Total Monthly Payment
Estimated monthly cost is up 1% from a year ago in Belwood, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Belwood, Los Gatos

Is now a good time to buy in Belwood, Los Gatos?

Belwood, Los Gatos currently leans toward buyers. Homes are sitting longer and sellers are more open to negotiation. It is a good time to take your time, request contingencies, and consider offering below asking.

How do Belwood, Los Gatos home prices compare to the Bay Area average?

At $2.49M, Belwood, Los Gatos's median sits about 41% above the Bay Area average of $1.77M. Belwood, Los Gatos is on the higher end of the regional market.

This is close to the Los Gatos city-wide median of $2.44M.

How competitive is Belwood, Los Gatos for buyers?

Belwood, Los Gatos currently leans toward buyers:

  • Homes sell about 0.6% below asking on average
  • 40% close above list price
  • 30 days typical time to go pending

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced Belwood, Los Gatos home?

At $2.49M with 20% down at 7.4%, your estimated total monthly cost is approximately $16,548:

  • $13,774 principal and interest
  • $2,590 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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