West Los Gatos-Monte Sereno, Los Gatos Housing Market · 2026

Data through Mar 2026

West Los Gatos-Monte Sereno, Los Gatos Market Snapshot

West Los Gatos-Monte Sereno favors sellers, but smart buyers can still win. Here's the picture:

Based on 38 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$2.40M
Down 21.3% from March 2025
Down $650K from March 2025
Homes Sold
38
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$14,826/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$12,148
  • Property Tax$2,495
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
10 days
2 fewer days than in March 2025
Homes sell in a week or two
Sale-to-List Ratio
104.2%
Up from 104.2% in March 2025
Selling 4% above asking
% Sold Over Asking
55%
More than half of homes sold above their asking price
Active Listings
32
Up 28.0% from March 2025
About 0.8 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in West Los Gatos-Monte Sereno.

Median Sale Price
Down 21.3% year-over-year in West Los Gatos-Monte Sereno. Based on 38 sales in the most recent month.
Homes Sold
15% more homes sold than a year ago in West Los Gatos-Monte Sereno.
Total Monthly Payment
Estimated monthly cost is down 23% from a year ago in West Los Gatos-Monte Sereno, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about West Los Gatos-Monte Sereno, Los Gatos

Is now a good time to buy in West Los Gatos-Monte Sereno, Los Gatos?

West Los Gatos-Monte Sereno, Los Gatos currently favors sellers. Homes sell near or above asking, and well-priced listings move quickly. Buyers who come in prepared with strong financing and realistic expectations tend to succeed.

How do West Los Gatos-Monte Sereno, Los Gatos home prices compare to the Bay Area average?

At $2.40M, West Los Gatos-Monte Sereno, Los Gatos's median is close to the Bay Area average of $1.88M.

This is close to the Los Gatos city-wide median of $2.46M.

By home type:

  • Single-family homes at $3.15M
  • Townhomes at $1.61M
  • Condos at $494K
What price range should I budget for in West Los Gatos-Monte Sereno, Los Gatos?

Prices in West Los Gatos-Monte Sereno, Los Gatos depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $3.15M
  • Townhomes at $1.61M
  • Condos at $494K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is West Los Gatos-Monte Sereno, Los Gatos for buyers?

West Los Gatos-Monte Sereno, Los Gatos currently favors sellers:

  • Homes sell about 4% above asking on average
  • 55% close above list price
  • 10 days typical time to go pending

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced West Los Gatos-Monte Sereno, Los Gatos home?

At $2.40M with 20% down at 6.53%, your estimated total monthly cost is approximately $14,826:

  • $12,148 principal and interest
  • $2,495 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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