Kennedy North, Los Gatos Housing Market · 2026

Data through Sep 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Kennedy North, Los Gatos Market Snapshot

Kennedy North is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:

Based on 10 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$2.82M
▼ Down 13.1% from September 2025
Down $426K from September 2025
Homes Sold
10
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$18,769/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$15,643
  • Property Tax$2,942
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
8 days
▼ 20 fewer days than in September 2025
Homes sell in a week or two
Sale-to-List Ratio
108.7%
▲ Up from 99.4% in September 2025
Selling 9% above asking
% Sold Over Asking
60%
More than half of homes sold above their asking price
Active Listings
9
▲ Up 21.9% from September 2025
About 2.6 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Kennedy North.

Median Sale Price
Down 13.1% year-over-year in Kennedy North. Based on 10 sales in the last 3 months.
Homes Sold
41% fewer homes sold than a year ago in Kennedy North.
Total Monthly Payment
Estimated monthly cost is down 7% from a year ago in Kennedy North, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Kennedy North, Los Gatos

Is now a good time to buy in Kennedy North, Los Gatos?

Kennedy North, Los Gatos is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do Kennedy North, Los Gatos home prices compare to the Bay Area average?

At $2.82M, Kennedy North, Los Gatos's median sits about 60% above the Bay Area average of $1.77M. Kennedy North, Los Gatos is on the higher end of the regional market.

Within Los Gatos, this area trades about 16% above the city-wide median of $2.44M.

By home type:

  • Single-family homes at $2.95M
  • Condos at $650K
What price range should I budget for in Kennedy North, Los Gatos?

Prices in Kennedy North, Los Gatos depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $2.95M
  • Condos at $650K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Kennedy North, Los Gatos for buyers?

Kennedy North, Los Gatos is one of the Bay Area's more competitive markets:

  • Homes sell about 9% above asking on average
  • 60% close above list price
  • 8 days typical time to go pending
  • 39% of listings have had a price reduction

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced Kennedy North, Los Gatos home?

At $2.82M with 20% down at 7.4%, your estimated total monthly cost is approximately $18,769:

  • $15,643 principal and interest
  • $2,942 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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