Vista del Monte, Los Gatos Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Vista del Monte, Los Gatos Market Snapshot

Vista del Monte leans toward buyers, though competition has been picking up recently. Here's where things stand:

Based on 7 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$3.17M
Up 1.4% from July 2025
Up $44K from July 2025
Homes Sold
7
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$19,891/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$16,401
  • Property Tax$3,306
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
18 days
4 fewer days than in July 2025
Homes typically sell within a month
Sale-to-List Ratio
99.4%
Down from 100.7% in July 2025
Selling 1% below asking
% Sold Over Asking
28%
Only 28% sold above asking. Few bidding wars right now
Active Listings
5
Down 10.7% from July 2025
About 2.3 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Vista del Monte.

Median Sale Price
Up 1.4% year-over-year in Vista del Monte. Based on 7 sales in the last 3 months.
Homes Sold
50% fewer homes sold than a year ago in Vista del Monte.
Total Monthly Payment
Estimated monthly cost is up 1% from a year ago in Vista del Monte, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Vista del Monte, Los Gatos

Is now a good time to buy in Vista del Monte, Los Gatos?

Vista del Monte, Los Gatos leans toward buyers, though competition has been picking up recently. Buyers still have leverage to negotiate, but the window may be narrowing.

How do Vista del Monte, Los Gatos home prices compare to the Bay Area average?

At $3.17M, Vista del Monte, Los Gatos's median sits about 76% above the Bay Area average of $1.80M. Vista del Monte, Los Gatos is on the higher end of the regional market.

Within Los Gatos, this area trades about 13% above the city-wide median of $2.80M.

How competitive is Vista del Monte, Los Gatos for buyers?

Vista del Monte, Los Gatos currently leans toward buyers:

  • Homes sell about 0.6% below asking on average
  • 28% close above list price
  • 18 days typical time to go pending
  • 17% of listings have had a price reduction

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced Vista del Monte, Los Gatos home?

At $3.17M with 20% down at 6.71%, your estimated total monthly cost is approximately $19,891:

  • $16,401 principal and interest
  • $3,306 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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