Vista del Monte, Los Gatos Housing Market · 2026

Data through Sep 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Vista del Monte, Los Gatos Market Snapshot

Vista del Monte is shifting toward buyers. Here's where things stand:

Based on 5 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$2.75M
▼ Down 11.3% from September 2025
Down $351K from September 2025
Homes Sold
5
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$18,275/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$15,228
  • Property Tax$2,864
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
32 days
▲ 18 more days than in September 2025
Buyers have time to decide
Sale-to-List Ratio
100.7%
▼ Down from 101.5% in September 2025
Selling at or near asking price
% Sold Over Asking
60%
More than half of homes sold above their asking price
Active Listings
5
▼ Down 11.1% from September 2025
About 3.2 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Vista del Monte.

Median Sale Price
Down 11.3% year-over-year in Vista del Monte. Based on 5 sales in the last 3 months.
Homes Sold
29% fewer homes sold than a year ago in Vista del Monte.
Total Monthly Payment
Estimated monthly cost is down 6% from a year ago in Vista del Monte, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Vista del Monte, Los Gatos

Is now a good time to buy in Vista del Monte, Los Gatos?

Vista del Monte, Los Gatos currently leans toward buyers. Homes are sitting longer and sellers are more open to negotiation. It is a good time to take your time, request contingencies, and consider offering below asking.

How do Vista del Monte, Los Gatos home prices compare to the Bay Area average?

At $2.75M, Vista del Monte, Los Gatos's median sits about 55% above the Bay Area average of $1.77M. Vista del Monte, Los Gatos is on the higher end of the regional market.

Within Los Gatos, this area trades about 13% above the city-wide median of $2.44M.

How competitive is Vista del Monte, Los Gatos for buyers?

Vista del Monte, Los Gatos currently leans toward buyers:

  • Homes sell about 0.7% above asking on average
  • 60% close above list price
  • 32 days typical time to go pending

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced Vista del Monte, Los Gatos home?

At $2.75M with 20% down at 7.4%, your estimated total monthly cost is approximately $18,275:

  • $15,228 principal and interest
  • $2,864 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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