Rinconada, Los Gatos Housing Market · 2026

Data through Sep 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Rinconada, Los Gatos Market Snapshot

Rinconada is a balanced market, but competition has been picking up. Here's where things stand:

Based on 11 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$1.52M
▼ Down 29.1% from September 2025
Down $625K from September 2025
Homes Sold
11
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$10,216/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$8,445
  • Property Tax$1,588
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
69 days
▲ 61 more days than in September 2025
Buyers have time to decide
Sale-to-List Ratio
101.3%
▲ Up from 100.5% in September 2025
Selling at or near asking price
% Sold Over Asking
45%
45% of homes sold above asking, some competition
Active Listings
14
▲ Up 26.1% from September 2025
About 3.8 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Rinconada.

Median Sale Price
Down 29.1% year-over-year in Rinconada. Based on 11 sales in the last 3 months.
Homes Sold
42% fewer homes sold than a year ago in Rinconada.
Total Monthly Payment
Estimated monthly cost is down 24% from a year ago in Rinconada, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Rinconada, Los Gatos

Is now a good time to buy in Rinconada, Los Gatos?

Rinconada, Los Gatos is balanced but competition is picking up. It remains a reasonable environment for buyers, though acting decisively on well-priced homes is becoming more important.

How do Rinconada, Los Gatos home prices compare to the Bay Area average?

At $1.52M, Rinconada, Los Gatos's median is close to the Bay Area average of $1.77M.

Within Los Gatos, this area trades about 37% below the city-wide median of $2.44M.

By home type:

  • Condos at $520K
  • Townhomes at $1.52M
  • Single-family homes at $3.28M
What price range should I budget for in Rinconada, Los Gatos?

Prices in Rinconada, Los Gatos depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Condos at $520K
  • Townhomes at $1.52M
  • Single-family homes at $3.28M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Rinconada, Los Gatos for buyers?

Rinconada, Los Gatos is a balanced market where neither side dominates:

  • Homes sell about 1% above asking on average
  • 45% close above list price
  • 69 days typical time to go pending
  • 25% of listings have had a price reduction

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced Rinconada, Los Gatos home?

At $1.52M with 20% down at 7.4%, your estimated total monthly cost is approximately $10,216:

  • $8,445 principal and interest
  • $1,588 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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