Belding Woods, Richmond Housing Market · 2026

Data through Sep 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Belding Woods, Richmond Market Snapshot

Belding Woods favors sellers and competition is intensifying. Here's the picture:

Based on 5 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$500K
▼ Down 9.9% from September 2025
Down $55K from September 2025
Homes Sold
5
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$3,473/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$2,769
  • Property Tax$521
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
19 days
▼ 2 fewer days than in September 2025
Homes typically sell within a month
Sale-to-List Ratio
110.0%
▲ Up from 103.0% in September 2025
Selling 10% above asking
% Sold Over Asking
60%
More than half of homes sold above their asking price
Active Listings
7
▼ Down 25.3% from September 2025
About 4.5 months of supply. Plenty of options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Belding Woods.

Median Sale Price
Down 9.9% year-over-year in Belding Woods. Based on 5 sales in the last 3 months.
Homes Sold
29% fewer homes sold than a year ago in Belding Woods.
Total Monthly Payment
Estimated monthly cost is down 4% from a year ago in Belding Woods, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Belding Woods, Richmond

Is now a good time to buy in Belding Woods, Richmond?

Belding Woods, Richmond favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.

How do Belding Woods, Richmond home prices compare to the Bay Area average?

At $500K, Belding Woods, Richmond's median sits about 72% below the Bay Area average of $1.77M. Belding Woods, Richmond is among the most accessible parts of the Bay Area.

Within Richmond, this area trades about 14% below the city-wide median of $580K.

How competitive is Belding Woods, Richmond for buyers?

Belding Woods, Richmond currently favors sellers:

  • Homes sell about 10% above asking on average
  • 60% close above list price
  • 19 days typical time to go pending
  • 37% of listings have had a price reduction

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Belding Woods, Richmond home?

At $500K with 20% down at 7.4%, your estimated total monthly cost is approximately $3,473:

  • $2,769 principal and interest
  • $521 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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