Belding Woods, Richmond Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Belding Woods, Richmond Market Snapshot

Belding Woods is a balanced market, but competition has been picking up. Here's where things stand:

Based on 11 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$550K
Up 0.1% from July 2025
Up $330 from July 2025
Homes Sold
11
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$3,597/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$2,841
  • Property Tax$573
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
31 days
5 fewer days than in July 2025
Buyers have time to decide
Sale-to-List Ratio
102.5%
Up from 101.3% in July 2025
Selling at or near asking price
% Sold Over Asking
45%
45% of homes sold above asking, some competition
Active Listings
8
Up 7.2% from July 2025
About 2 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Belding Woods.

Median Sale Price
Up 0.1% year-over-year in Belding Woods. Based on 11 sales in the last 3 months.
Homes Sold
10% more homes sold than a year ago in Belding Woods.
Total Monthly Payment
Estimated monthly cost is roughly flat compared to a year ago in Belding Woods.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Belding Woods, Richmond

Is now a good time to buy in Belding Woods, Richmond?

Belding Woods, Richmond is balanced but competition is picking up. It remains a reasonable environment for buyers, though acting decisively on well-priced homes is becoming more important.

How do Belding Woods, Richmond home prices compare to the Bay Area average?

At $550K, Belding Woods, Richmond's median sits about 69% below the Bay Area average of $1.80M. Belding Woods, Richmond is among the most accessible parts of the Bay Area.

Within Richmond, this area trades about 15% below the city-wide median of $644K.

How competitive is Belding Woods, Richmond for buyers?

Belding Woods, Richmond is a balanced market where neither side dominates:

  • Homes sell about 2% above asking on average
  • 45% close above list price
  • 31 days typical time to go pending
  • 29% of listings have had a price reduction

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced Belding Woods, Richmond home?

At $550K with 20% down at 6.71%, your estimated total monthly cost is approximately $3,597:

  • $2,841 principal and interest
  • $573 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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