Point Richmond, Richmond Housing Market · 2026

Data through Mar 2026

Point Richmond, Richmond Market Snapshot

Point Richmond leans toward buyers, though competition has been picking up recently. Here's where things stand:

Based on 15 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$640K
Down 27.1% from March 2025
Down $238K from March 2025
Homes Sold
15
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$4,096/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$3,246
  • Property Tax$667
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
23 days
44 fewer days than in March 2025
Homes typically sell within a month
Sale-to-List Ratio
100.7%
Down from 102.0% in March 2025
Selling at or near asking price
% Sold Over Asking
40%
40% of homes sold above asking, some competition
Active Listings
10
Down 23.1% from March 2025
About 0.7 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Point Richmond.

Median Sale Price
Down 27.1% year-over-year in Point Richmond. Based on 15 sales in the most recent month.
Homes Sold
150% more homes sold than a year ago in Point Richmond.
Total Monthly Payment
Estimated monthly cost is down 28% from a year ago in Point Richmond, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Point Richmond, Richmond

Is now a good time to buy in Point Richmond, Richmond?

Point Richmond, Richmond leans toward buyers, though competition has been picking up recently. Buyers still have leverage to negotiate, but the window may be narrowing.

How do Point Richmond, Richmond home prices compare to the Bay Area average?

At $640K, Point Richmond, Richmond's median sits about 66% below the Bay Area average of $1.88M. Point Richmond, Richmond is among the most accessible parts of the Bay Area.

This is close to the Richmond city-wide median of $650K.

By home type:

  • Condos at $564K
  • Single-family homes at $795K
What price range should I budget for in Point Richmond, Richmond?

Prices in Point Richmond, Richmond depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Condos at $564K
  • Single-family homes at $795K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Point Richmond, Richmond for buyers?

Point Richmond, Richmond currently leans toward buyers:

  • Homes sell about 0.7% above asking on average
  • 40% close above list price
  • 23 days typical time to go pending

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced Point Richmond, Richmond home?

At $640K with 20% down at 6.53%, your estimated total monthly cost is approximately $4,096:

  • $3,246 principal and interest
  • $667 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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