Point Richmond, Richmond Housing Market · 2026

Data through May 2026

Point Richmond, Richmond Market Snapshot

Point Richmond is a balanced market, but competition has been picking up. Here's where things stand:

Based on 14 homes sold in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through May 2026

SalesWhat are homes selling for?
Median Sale Price
$878K
Down 12.3% from May 2025
Down $123K from May 2025
Homes Sold
14
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$5,530/mo
6.49% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$4,433
  • Property Tax$914
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
23 days
8 more days than in May 2025
Homes typically sell within a month
Sale-to-List Ratio
103.7%
Up from 99.4% in May 2025
Selling 4% above asking
% Sold Over Asking
43%
43% of homes sold above asking, some competition
Active Listings
7
Down 53.3% from May 2025
About 0.5 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Point Richmond.

Median Sale Price
Down 12.3% year-over-year in Point Richmond. Based on 14 sales in the most recent month.
Homes Sold
100% more homes sold than a year ago in Point Richmond.
Total Monthly Payment
Estimated monthly cost is down 14% from a year ago in Point Richmond, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.49%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Point Richmond, Richmond

Is now a good time to buy in Point Richmond, Richmond?

Point Richmond, Richmond is balanced but competition is picking up. It remains a reasonable environment for buyers, though acting decisively on well-priced homes is becoming more important.

How do Point Richmond, Richmond home prices compare to the Bay Area average?

At $878K, Point Richmond, Richmond's median sits about 53% below the Bay Area average of $1.85M. Point Richmond, Richmond is among the most accessible parts of the Bay Area.

Within Richmond, this area trades about 25% above the city-wide median of $700K.

By home type:

  • Single-family homes at $1.21M
  • Condos at $530K
What price range should I budget for in Point Richmond, Richmond?

Prices in Point Richmond, Richmond depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.21M
  • Condos at $530K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Point Richmond, Richmond for buyers?

Point Richmond, Richmond is a balanced market where neither side dominates:

  • Homes sell about 4% above asking on average
  • 43% close above list price
  • 23 days typical time to go pending

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced Point Richmond, Richmond home?

At $878K with 20% down at 6.49%, your estimated total monthly cost is approximately $5,530:

  • $4,433 principal and interest
  • $914 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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