Point Richmond, Richmond Housing Market · 2026

Data through Sep 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Point Richmond, Richmond Market Snapshot

Point Richmond favors sellers and competition is intensifying. Here's the picture:

Based on 12 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$602K
▼ Down 26.9% from September 2025
Down $222K from September 2025
Homes Sold
12
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$4,147/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$3,336
  • Property Tax$627
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
19 days
▼ 9 fewer days than in September 2025
Homes typically sell within a month
Sale-to-List Ratio
109.9%
▲ Up from 99.3% in September 2025
Selling 10% above asking
% Sold Over Asking
50%
50% of homes sold above asking, some competition
Active Listings
7
▼ Down 53.3% from September 2025
About 1.9 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Point Richmond.

Median Sale Price
Down 26.9% year-over-year in Point Richmond. Based on 12 sales in the last 3 months.
Homes Sold
About the same sales volume as a year ago in Point Richmond.
Total Monthly Payment
Estimated monthly cost is down 21% from a year ago in Point Richmond, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Point Richmond, Richmond

Is now a good time to buy in Point Richmond, Richmond?

Point Richmond, Richmond favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.

How do Point Richmond, Richmond home prices compare to the Bay Area average?

At $602K, Point Richmond, Richmond's median sits about 66% below the Bay Area average of $1.77M. Point Richmond, Richmond is among the most accessible parts of the Bay Area.

This is close to the Richmond city-wide median of $580K.

By home type:

  • Condos at $495K
  • Single-family homes at $1.24M
What price range should I budget for in Point Richmond, Richmond?

Prices in Point Richmond, Richmond depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Condos at $495K
  • Single-family homes at $1.24M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Point Richmond, Richmond for buyers?

Point Richmond, Richmond currently favors sellers:

  • Homes sell about 10% above asking on average
  • 50% close above list price
  • 19 days typical time to go pending
  • 17% of listings have had a price reduction

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Point Richmond, Richmond home?

At $602K with 20% down at 7.4%, your estimated total monthly cost is approximately $4,147:

  • $3,336 principal and interest
  • $627 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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