Point Richmond, Richmond Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Point Richmond, Richmond Market Snapshot

Point Richmond favors sellers and competition is intensifying. Here's the picture:

Based on 9 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$670K
Down 39.1% from July 2025
Down $430K from July 2025
Homes Sold
9
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$4,342/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$3,461
  • Property Tax$698
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
41 days
24 more days than in July 2025
Buyers have time to decide
Sale-to-List Ratio
110.3%
Up from 99.5% in July 2025
Selling 10% above asking
% Sold Over Asking
44%
44% of homes sold above asking, some competition
Active Listings
11
Down 33.0% from July 2025
About 3.5 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Point Richmond.

Median Sale Price
Down 39.1% year-over-year in Point Richmond. Based on 9 sales in the last 3 months.
Homes Sold
36% fewer homes sold than a year ago in Point Richmond.
Total Monthly Payment
Estimated monthly cost is down 38% from a year ago in Point Richmond, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Point Richmond, Richmond

Is now a good time to buy in Point Richmond, Richmond?

Point Richmond, Richmond favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.

How do Point Richmond, Richmond home prices compare to the Bay Area average?

At $670K, Point Richmond, Richmond's median sits about 63% below the Bay Area average of $1.80M. Point Richmond, Richmond is among the most accessible parts of the Bay Area.

This is close to the Richmond city-wide median of $644K.

By home type:

  • Condos at $500K
  • Single-family homes at $1.37M
  • Townhomes at $729K
What price range should I budget for in Point Richmond, Richmond?

Prices in Point Richmond, Richmond depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Condos at $500K
  • Single-family homes at $1.37M
  • Townhomes at $729K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Point Richmond, Richmond for buyers?

Point Richmond, Richmond currently favors sellers:

  • Homes sell about 10% above asking on average
  • 44% close above list price
  • 41 days typical time to go pending
  • 24% of listings have had a price reduction

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Point Richmond, Richmond home?

At $670K with 20% down at 6.71%, your estimated total monthly cost is approximately $4,342:

  • $3,461 principal and interest
  • $698 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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