Iron Triangle, Richmond Housing Market · 2026

Data through Sep 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Iron Triangle, Richmond Market Snapshot

Iron Triangle offers real opportunities for buyers, and the balance keeps tilting their way:

Based on 11 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$430K
▼ Down 4.5% from September 2025
Down $20K from September 2025
Homes Sold
11
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$3,012/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$2,381
  • Property Tax$448
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
74 days
▲ 52 more days than in September 2025
Buyers have time to decide
Sale-to-List Ratio
95.8%
▼ Down from 96.8% in September 2025
Selling 4% below asking
% Sold Over Asking
18%
Only 18% sold above asking. Few bidding wars right now
Active Listings
14
▼ Down 42.2% from September 2025
About 3.8 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Iron Triangle.

Median Sale Price
Down 4.5% year-over-year in Iron Triangle. Based on 11 sales in the last 3 months.
Homes Sold
10% more homes sold than a year ago in Iron Triangle.
Total Monthly Payment
Estimated monthly cost is up 2% from a year ago in Iron Triangle, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Iron Triangle, Richmond

Is now a good time to buy in Iron Triangle, Richmond?

Iron Triangle, Richmond is a buyer's market. Extended market times, price reductions, and motivated sellers give buyers strong negotiating leverage. Well-structured offers below asking can succeed here.

How do Iron Triangle, Richmond home prices compare to the Bay Area average?

At $430K, Iron Triangle, Richmond's median sits about 76% below the Bay Area average of $1.77M. Iron Triangle, Richmond is among the most accessible parts of the Bay Area.

Within Richmond, this area trades about 26% below the city-wide median of $580K.

By home type:

  • Single-family homes at $415K
  • Townhomes at $518K
What price range should I budget for in Iron Triangle, Richmond?

Prices in Iron Triangle, Richmond depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $415K
  • Townhomes at $518K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Iron Triangle, Richmond for buyers?

Iron Triangle, Richmond is a buyer's market:

  • Homes sell about 4% below asking on average
  • 18% close above list price
  • 74 days typical time to go pending
  • 44% of listings have had a price reduction

Buyer strategy: well-structured offers below asking can succeed here.

What will my total monthly cost be on a median-priced Iron Triangle, Richmond home?

At $430K with 20% down at 7.4%, your estimated total monthly cost is approximately $3,012:

  • $2,381 principal and interest
  • $448 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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