Hilltop District, Richmond Housing Market · 2026

Data through Mar 2026

Hilltop District, Richmond Market Snapshot

Hilltop District offers real opportunities for buyers, and the balance keeps tilting their way:

Based on 11 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$950K
Up 13.8% from March 2025
Up $116K from March 2025
Homes Sold
11
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$5,992/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$4,819
  • Property Tax$990
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
82 days
42 more days than in March 2025
Buyers have time to decide
Sale-to-List Ratio
97.3%
Down from 101.7% in March 2025
Selling 3% below asking
% Sold Over Asking
18%
Only 18% sold above asking. Few bidding wars right now
Active Listings
n/a

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Hilltop District.

Median Sale Price
Up 13.8% year-over-year in Hilltop District. Based on 11 sales in the most recent month.
Homes Sold
31% fewer homes sold than a year ago in Hilltop District.
Total Monthly Payment
Estimated monthly cost is up 11% from a year ago in Hilltop District, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Hilltop District, Richmond

Is now a good time to buy in Hilltop District, Richmond?

Hilltop District, Richmond is a buyer's market. Extended market times, price reductions, and motivated sellers give buyers strong negotiating leverage. Well-structured offers below asking can succeed here.

How do Hilltop District, Richmond home prices compare to the Bay Area average?

At $950K, Hilltop District, Richmond's median sits about 49% below the Bay Area average of $1.88M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Hilltop District, Richmond is one of the more accessible corners of the Bay Area.

Within Richmond, this area trades about 46% above the city-wide median of $650K.

How competitive is Hilltop District, Richmond for buyers?

Hilltop District, Richmond is a buyer's market:

  • Homes sell about 3% below asking on average
  • 18% close above list price
  • 82 days typical time to go pending

Buyer strategy: well-structured offers below asking can succeed here.

What will my total monthly cost be on a median-priced Hilltop District, Richmond home?

At $950K with 20% down at 6.53%, your estimated total monthly cost is approximately $5,992:

  • $4,819 principal and interest
  • $990 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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