Hilltop District, Richmond Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Hilltop District, Richmond Market Snapshot

Hilltop District favors sellers and competition is intensifying. Here's the picture:

Based on 9 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$890K
Up 16.0% from July 2025
Up $123K from July 2025
Homes Sold
9
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$5,708/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$4,598
  • Property Tax$927
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
13 days
22 fewer days than in July 2025
Homes sell in a week or two
Sale-to-List Ratio
101.7%
Up from 99.4% in July 2025
Selling at or near asking price
% Sold Over Asking
66%
66% of homes sold above their asking price
Active Listings
10
Down 39.7% from July 2025
About 3.2 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Hilltop District.

Median Sale Price
Up 16.0% year-over-year in Hilltop District. Based on 9 sales in the last 3 months.
Homes Sold
80% more homes sold than a year ago in Hilltop District.
Total Monthly Payment
Estimated monthly cost is up 15% from a year ago in Hilltop District, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Hilltop District, Richmond

Is now a good time to buy in Hilltop District, Richmond?

Hilltop District, Richmond favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.

How do Hilltop District, Richmond home prices compare to the Bay Area average?

At $890K, Hilltop District, Richmond's median sits about 51% below the Bay Area average of $1.80M. Hilltop District, Richmond is among the most accessible parts of the Bay Area.

Within Richmond, this area trades about 38% above the city-wide median of $644K.

By home type:

  • Single-family homes at $940K
  • Townhomes at $627K
What price range should I budget for in Hilltop District, Richmond?

Prices in Hilltop District, Richmond depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $940K
  • Townhomes at $627K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Hilltop District, Richmond for buyers?

Hilltop District, Richmond currently favors sellers:

  • Homes sell about 2% above asking on average
  • 66% close above list price
  • 13 days typical time to go pending
  • 20% of listings have had a price reduction

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Hilltop District, Richmond home?

At $890K with 20% down at 6.71%, your estimated total monthly cost is approximately $5,708:

  • $4,598 principal and interest
  • $927 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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