Richmond Annex, Richmond Housing Market · 2026

Data through Sep 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Richmond Annex, Richmond Market Snapshot

Richmond Annex is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:

Based on 6 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$863K
▲ Up 6.5% from September 2025
Up $53K from September 2025
Homes Sold
6
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$5,861/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$4,779
  • Property Tax$899
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
18 days
▲ 2 more days than in September 2025
Homes typically sell within a month
Sale-to-List Ratio
114.7%
▲ Up from 111.8% in September 2025
Selling 15% above asking
% Sold Over Asking
100%
100% of homes sold above their asking price
Active Listings
5
▼ Down 40.7% from September 2025
About 2.7 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Richmond Annex.

Median Sale Price
Up 6.5% year-over-year in Richmond Annex. Based on 6 sales in the last 3 months.
Homes Sold
33% fewer homes sold than a year ago in Richmond Annex.
Total Monthly Payment
Estimated monthly cost is up 13% from a year ago in Richmond Annex, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Richmond Annex, Richmond

Is now a good time to buy in Richmond Annex, Richmond?

Richmond Annex, Richmond is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do Richmond Annex, Richmond home prices compare to the Bay Area average?

At $863K, Richmond Annex, Richmond's median sits about 51% below the Bay Area average of $1.77M. Richmond Annex, Richmond is among the most accessible parts of the Bay Area.

Within Richmond, this area trades about 49% above the city-wide median of $580K.

How competitive is Richmond Annex, Richmond for buyers?

Richmond Annex, Richmond is one of the Bay Area's more competitive markets:

  • Homes sell about 15% above asking on average
  • 100% close above list price
  • 18 days typical time to go pending

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced Richmond Annex, Richmond home?

At $863K with 20% down at 7.4%, your estimated total monthly cost is approximately $5,861:

  • $4,779 principal and interest
  • $899 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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