Douglas-Horseshoe, Saratoga Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Douglas-Horseshoe, Saratoga Market Snapshot

Douglas-Horseshoe still favors sellers, but the market is cooling. Here's where things stand:

Based on 5 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$5.06M
Down 9.2% from July 2025
Down $512K from July 2025
Homes Sold
5
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$31,622/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$26,165
  • Property Tax$5,274
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
11 days
7 more days than in July 2025
Homes sell in a week or two
Sale-to-List Ratio
101.1%
Down from 104.7% in July 2025
Selling at or near asking price
% Sold Over Asking
60%
More than half of homes sold above their asking price
Active Listings
3
Up 60.7% from July 2025
About 1.9 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Douglas-Horseshoe.

Median Sale Price
Down 9.2% year-over-year in Douglas-Horseshoe. Based on 5 sales in the last 3 months.
Homes Sold
Total Monthly Payment
Estimated monthly cost is down 10% from a year ago in Douglas-Horseshoe, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Douglas-Horseshoe, Saratoga

Is now a good time to buy in Douglas-Horseshoe, Saratoga?

Douglas-Horseshoe, Saratoga still favors sellers, but conditions are slowly improving for buyers. Well-priced homes move fast, and there is slightly more room to negotiate than there was a year ago.

How do Douglas-Horseshoe, Saratoga home prices compare to the Bay Area average?

At $5.06M, Douglas-Horseshoe, Saratoga's median sits about 181% above the Bay Area average of $1.80M. Douglas-Horseshoe, Saratoga is on the higher end of the regional market.

Within Saratoga, this area trades about 22% above the city-wide median of $4.15M.

How competitive is Douglas-Horseshoe, Saratoga for buyers?

Douglas-Horseshoe, Saratoga currently favors sellers:

  • Homes sell about 1% above asking on average
  • 60% close above list price
  • 11 days typical time to go pending
  • 42% of listings have had a price reduction

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Douglas-Horseshoe, Saratoga home?

At $5.06M with 20% down at 6.71%, the monthly cost breakdown:

  • $26,165 principal and interest
  • $5,274 property tax (California 1.25% effective rate)
  • Insurance is highly variable at this price point and scales with the home; plan on $1,500 to $3,000 per month rather than our default

Most buyers at this tier pay a meaningful share in cash, which reduces monthly carrying costs.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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