El Quito, Saratoga Housing Market · 2026

Data through Sep 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

El Quito, Saratoga Market Snapshot

El Quito is a balanced market, but competition has been picking up. Here's where things stand:

Based on 13 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$2.95M
▲ Up 58.2% from September 2025
Up $1.09M from September 2025
Homes Sold
13
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$19,591/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$16,336
  • Property Tax$3,072
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
42 days
▼ 8 fewer days than in September 2025
Buyers have time to decide
Sale-to-List Ratio
100.5%
▲ Up from 99.4% in September 2025
Selling at or near asking price
% Sold Over Asking
61%
More than half of homes sold above their asking price
Active Listings
6
▼ Down 41.8% from September 2025
About 1.5 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in El Quito.

Median Sale Price
Up 58.2% year-over-year in El Quito. Based on 13 sales in the last 3 months.
Homes Sold
160% more homes sold than a year ago in El Quito.
Total Monthly Payment
Estimated monthly cost is up 67% from a year ago in El Quito, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about El Quito, Saratoga

Is now a good time to buy in El Quito, Saratoga?

El Quito, Saratoga is balanced but competition is picking up. It remains a reasonable environment for buyers, though acting decisively on well-priced homes is becoming more important.

How do El Quito, Saratoga home prices compare to the Bay Area average?

At $2.95M, El Quito, Saratoga's median sits about 67% above the Bay Area average of $1.77M. El Quito, Saratoga is on the higher end of the regional market.

Within Saratoga, this area trades about 24% below the city-wide median of $3.86M.

By home type:

  • Single-family homes at $4.55M
  • Townhomes at $2.75M
  • Condos at $950K
What price range should I budget for in El Quito, Saratoga?

Prices in El Quito, Saratoga depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $4.55M
  • Townhomes at $2.75M
  • Condos at $950K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is El Quito, Saratoga for buyers?

El Quito, Saratoga is a balanced market where neither side dominates:

  • Homes sell about 0.5% above asking on average
  • 61% close above list price
  • 42 days typical time to go pending

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced El Quito, Saratoga home?

At $2.95M with 20% down at 7.4%, your estimated total monthly cost is approximately $19,591:

  • $16,336 principal and interest
  • $3,072 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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