El Quito, Saratoga Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

El Quito, Saratoga Market Snapshot

El Quito leans toward buyers, though competition has been picking up recently. Here's where things stand:

Based on 11 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$4.15M
Up 91.3% from July 2025
Up $1.98M from July 2025
Homes Sold
11
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$25,943/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$21,438
  • Property Tax$4,321
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
49 days
36 more days than in July 2025
Buyers have time to decide
Sale-to-List Ratio
100.4%
Up from 99.7% in July 2025
Selling at or near asking price
% Sold Over Asking
45%
45% of homes sold above asking, some competition
Active Listings
9
Down 22.1% from July 2025
About 2.3 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in El Quito.

Median Sale Price
Up 91.3% year-over-year in El Quito. Based on 11 sales in the last 3 months.
Homes Sold
83% more homes sold than a year ago in El Quito.
Total Monthly Payment
Estimated monthly cost is up 89% from a year ago in El Quito, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about El Quito, Saratoga

Is now a good time to buy in El Quito, Saratoga?

El Quito, Saratoga leans toward buyers, though competition has been picking up recently. Buyers still have leverage to negotiate, but the window may be narrowing.

How do El Quito, Saratoga home prices compare to the Bay Area average?

At $4.15M, El Quito, Saratoga's median sits about 130% above the Bay Area average of $1.80M. El Quito, Saratoga is on the higher end of the regional market.

This is close to the Saratoga city-wide median of $4.15M.

By home type:

  • Single-family homes at $5.08M
  • Townhomes at $2.88M
  • Condos at $1.21M
What price range should I budget for in El Quito, Saratoga?

Prices in El Quito, Saratoga depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $5.08M
  • Townhomes at $2.88M
  • Condos at $1.21M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is El Quito, Saratoga for buyers?

El Quito, Saratoga currently leans toward buyers:

  • Homes sell about 0.4% above asking on average
  • 45% close above list price
  • 49 days typical time to go pending
  • 17% of listings have had a price reduction

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced El Quito, Saratoga home?

At $4.15M with 20% down at 6.71%, your estimated total monthly cost is approximately $25,943:

  • $21,438 principal and interest
  • $4,321 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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