Saratoga Village, Saratoga Housing Market · 2026

Data through May 2026

Saratoga Village, Saratoga Market Snapshot

Saratoga Village is shifting toward buyers. Here's where things stand:

Based on 7 homes sold in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through May 2026

SalesWhat are homes selling for?
Median Sale Price
$2.10M
Down 40.2% from May 2025
Down $1.41M from May 2025
Homes Sold
7
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$12,979/mo
6.49% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$10,608
  • Property Tax$2,188
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
36.5 days
9 more days than in May 2025
Buyers have time to decide
Sale-to-List Ratio
98.0%
Down from 101.3% in May 2025
Selling 2% below asking
% Sold Over Asking
29%
Only 29% sold above asking. Few bidding wars right now
Active Listings
1
Down 75.0% from May 2025
About 0.1 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Saratoga Village.

Median Sale Price
Down 40.2% year-over-year in Saratoga Village. Based on 7 sales in the most recent month.
Homes Sold
About the same sales volume as a year ago in Saratoga Village.
Total Monthly Payment
Estimated monthly cost is down 42% from a year ago in Saratoga Village, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.49%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Saratoga Village, Saratoga

Is now a good time to buy in Saratoga Village, Saratoga?

Saratoga Village, Saratoga currently leans toward buyers. Homes are sitting longer and sellers are more open to negotiation. It is a good time to take your time, request contingencies, and consider offering below asking.

How do Saratoga Village, Saratoga home prices compare to the Bay Area average?

At $2.10M, Saratoga Village, Saratoga's median is close to the Bay Area average of $1.85M.

Within Saratoga, this area trades about 49% below the city-wide median of $4.15M.

By home type:

  • Single-family homes at $2.42M
  • Condos at $1.02M
What price range should I budget for in Saratoga Village, Saratoga?

Prices in Saratoga Village, Saratoga depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $2.42M
  • Condos at $1.02M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Saratoga Village, Saratoga for buyers?

Saratoga Village, Saratoga currently leans toward buyers:

  • Homes sell about 2% below asking on average
  • 29% close above list price
  • 36.5 days typical time to go pending

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced Saratoga Village, Saratoga home?

At $2.10M with 20% down at 6.49%, your estimated total monthly cost is approximately $12,979:

  • $10,608 principal and interest
  • $2,188 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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