Saratoga Village, Saratoga Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Saratoga Village, Saratoga Market Snapshot

Saratoga Village is a balanced market, but competition has been picking up. Here's where things stand:

Based on 6 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$2.42M
Down 20.5% from July 2025
Down $626K from July 2025
Homes Sold
6
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$15,236/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$12,527
  • Property Tax$2,525
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
18 days
7 fewer days than in July 2025
Homes typically sell within a month
Sale-to-List Ratio
99.7%
Up from 98.5% in July 2025
Selling at or near asking price
% Sold Over Asking
50%
50% of homes sold above asking, some competition
Active Listings
4
Up 114.3% from July 2025
About 2.1 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Saratoga Village.

Median Sale Price
Down 20.5% year-over-year in Saratoga Village. Based on 6 sales in the last 3 months.
Homes Sold
Total Monthly Payment
Estimated monthly cost is down 21% from a year ago in Saratoga Village, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Saratoga Village, Saratoga

Is now a good time to buy in Saratoga Village, Saratoga?

Saratoga Village, Saratoga is balanced but competition is picking up. It remains a reasonable environment for buyers, though acting decisively on well-priced homes is becoming more important.

How do Saratoga Village, Saratoga home prices compare to the Bay Area average?

At $2.42M, Saratoga Village, Saratoga's median sits about 35% above the Bay Area average of $1.80M. Saratoga Village, Saratoga is on the higher end of the regional market.

Within Saratoga, this area trades about 42% below the city-wide median of $4.15M.

By home type:

  • Single-family homes at $2.98M
  • Condos at $900K
What price range should I budget for in Saratoga Village, Saratoga?

Prices in Saratoga Village, Saratoga depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $2.98M
  • Condos at $900K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Saratoga Village, Saratoga for buyers?

Saratoga Village, Saratoga is a balanced market where neither side dominates:

  • Homes sell about 0.3% below asking on average
  • 50% close above list price
  • 18 days typical time to go pending
  • 25% of listings have had a price reduction

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced Saratoga Village, Saratoga home?

At $2.42M with 20% down at 6.71%, your estimated total monthly cost is approximately $15,236:

  • $12,527 principal and interest
  • $2,525 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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