Southeastern Saratoga, Saratoga Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Southeastern Saratoga, Saratoga Market Snapshot

Southeastern Saratoga is a balanced market, but competition has been picking up. Here's where things stand:

Based on 45 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$4.58M
Up 7.2% from July 2025
Up $308K from July 2025
Homes Sold
45
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$28,643/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$23,685
  • Property Tax$4,774
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
15 days
5 fewer days than in July 2025
Homes typically sell within a month
Sale-to-List Ratio
101.5%
Down from 102.2% in July 2025
Selling at or near asking price
% Sold Over Asking
50%
50% of homes sold above asking, some competition
Active Listings
34
Up 49.1% from July 2025
About 2.3 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Southeastern Saratoga.

Median Sale Price
Up 7.2% year-over-year in Southeastern Saratoga. Based on 45 sales in the last 3 months.
Homes Sold
73% more homes sold than a year ago in Southeastern Saratoga.
Total Monthly Payment
Estimated monthly cost is up 7% from a year ago in Southeastern Saratoga, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Southeastern Saratoga, Saratoga

Is now a good time to buy in Southeastern Saratoga, Saratoga?

Southeastern Saratoga, Saratoga is balanced but competition is picking up. It remains a reasonable environment for buyers, though acting decisively on well-priced homes is becoming more important.

How do Southeastern Saratoga, Saratoga home prices compare to the Bay Area average?

At $4.58M, Southeastern Saratoga, Saratoga's median sits about 155% above the Bay Area average of $1.80M. Southeastern Saratoga, Saratoga is on the higher end of the regional market.

Within Saratoga, this area trades about 10% above the city-wide median of $4.15M.

By home type:

  • Single-family homes at $4.92M
  • Condos at $1.21M
  • Townhomes at $2.75M
What price range should I budget for in Southeastern Saratoga, Saratoga?

Prices in Southeastern Saratoga, Saratoga depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $4.92M
  • Condos at $1.21M
  • Townhomes at $2.75M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Southeastern Saratoga, Saratoga for buyers?

Southeastern Saratoga, Saratoga is a balanced market where neither side dominates:

  • Homes sell about 1% above asking on average
  • 50% close above list price
  • 15 days typical time to go pending
  • 19% of listings have had a price reduction

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced Southeastern Saratoga, Saratoga home?

At $4.58M with 20% down at 6.71%, your estimated total monthly cost is approximately $28,643:

  • $23,685 principal and interest
  • $4,774 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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