American Canyon Housing Market · 2026

Data through Sep 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

American Canyon Market Snapshot

American Canyon leans toward buyers, though competition has been picking up recently. Here's where things stand:

Based on 26 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$695K
▼ Down 5.5% from September 2025
Down $40K from September 2025
Homes Sold
26
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$4,755/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$3,848
  • Property Tax$724
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
36 days
▼ 9 fewer days than in September 2025
Buyers have time to decide
Sale-to-List Ratio
99.6%
▼ Down from 99.9% in September 2025
Selling at or near asking price
% Sold Over Asking
46%
46% of homes sold above asking, some competition
Active Listings
27
▲ Up 26.7% from September 2025
About 3.1 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in American Canyon.

Median Sale Price
Down 5.5% year-over-year in American Canyon. Based on 26 sales in the last 3 months.
Homes Sold
4% more homes sold than a year ago in American Canyon.
Total Monthly Payment
Estimated monthly cost is up 1% from a year ago in American Canyon, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

American Canyon housing market trends, 2021–2026

October 2021 median
$728K
$2,498/mo at 3.1%
Peak (January 2025)
$815K
September 2026 median
$695K
$3,709/mo at 7.0%

The median sale price in American Canyon is $695K — down 5% from $728K in October 2021. Over that stretch, the median peaked at $815K in January 2025 and bottomed at $505K in December 2022. That's right in line with the area's 5-year average of $701K. American Canyon averages only about 8 sales a month, so these swings partly reflect which specific homes happened to sell — treat the long-run direction as rough, not precise.

What buyers actually pay has moved more than the sticker price suggests: a typical monthly payment (20% down, principal & interest) is about $3,709 today, up 48% from $2,498 in October 2021. Most of that increase comes from mortgage rates (3.1% then vs. 7.0% now), not prices — at October 2021 rates, today's median would run about $2,385/mo.

Seasonally, the three months ending in June have been the busiest stretch for closings in American Canyon over the past 5 years (about 27 sales in that window on average, vs. 16 for the stretch ending in March). That's an average across just 5 observations per month, so treat it as a tendency, not a rule.

Frequently asked questions about American Canyon

Is now a good time to buy in American Canyon?

American Canyon leans toward buyers, though competition has been picking up recently. Buyers still have leverage to negotiate, but the window may be narrowing.

How do American Canyon home prices compare to the Bay Area average?

At $695K, American Canyon's median sits about 61% below the Bay Area average of $1.77M. American Canyon is among the most accessible parts of the Bay Area.

How competitive is American Canyon for buyers?

American Canyon currently leans toward buyers:

  • Homes sell about 0.4% below asking on average
  • 46% close above list price
  • 36 days typical time to go pending
  • 27% of listings have had a price reduction

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced American Canyon home?

At $695K with 20% down at 7.4%, your estimated total monthly cost is approximately $4,755:

  • $3,848 principal and interest
  • $724 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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