American Canyon Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

American Canyon Market Snapshot

American Canyon is shifting toward buyers. Here's where things stand:

Based on 21 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$690K
Down 9.8% from July 2025
Down $75K from July 2025
Homes Sold
21
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$4,466/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$3,564
  • Property Tax$718
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
35 days
1 more day than in July 2025
Buyers have time to decide
Sale-to-List Ratio
99.3%
Down from 100.2% in July 2025
Selling 1% below asking
% Sold Over Asking
33%
33% of homes sold above asking, some competition
Active Listings
32
Up 33.2% from July 2025
About 4.6 months of supply. Plenty of options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in American Canyon.

Median Sale Price
Down 9.8% year-over-year in American Canyon. Based on 21 sales in the last 3 months.
Homes Sold
40% more homes sold than a year ago in American Canyon.
Total Monthly Payment
Estimated monthly cost is down 10% from a year ago in American Canyon, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

American Canyon housing market trends, 2021–2026

September 2021 median
$740K
$2,499/mo at 3.0%
Peak (January 2025)
$815K
July 2026 median
$690K
$3,546/mo at 6.7%

The median sale price in American Canyon is $690K — down 7% from $740K in September 2021. Over that stretch, the median peaked at $815K in January 2025 and bottomed at $505K in December 2022. That's right in line with the area's 5-year average of $703K. American Canyon averages only about 8 sales a month, so these swings partly reflect which specific homes happened to sell — treat the long-run direction as rough, not precise.

What buyers actually pay has moved more than the sticker price suggests: a typical monthly payment (20% down, principal & interest) is about $3,546 today, up 42% from $2,499 in September 2021. Most of that increase comes from mortgage rates (3.0% then vs. 6.7% now), not prices — at September 2021 rates, today's median would run about $2,329/mo.

Seasonally, the three months ending in June have been the busiest stretch for closings in American Canyon over the past 5 years (about 27 sales in that window on average, vs. 16 for the stretch ending in March), while competition has run hottest in the stretch ending in August (57% of homes selling over asking on average). That's an average across just 5 observations per month, so treat it as a tendency, not a rule.

Frequently asked questions about American Canyon

Is now a good time to buy in American Canyon?

American Canyon currently leans toward buyers. Homes are sitting longer and sellers are more open to negotiation. It is a good time to take your time, request contingencies, and consider offering below asking.

How do American Canyon home prices compare to the Bay Area average?

At $690K, American Canyon's median sits about 62% below the Bay Area average of $1.80M. American Canyon is among the most accessible parts of the Bay Area.

How competitive is American Canyon for buyers?

American Canyon currently leans toward buyers:

  • Homes sell about 0.7% below asking on average
  • 33% close above list price
  • 35 days typical time to go pending
  • 22% of listings have had a price reduction

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced American Canyon home?

At $690K with 20% down at 6.71%, your estimated total monthly cost is approximately $4,466:

  • $3,564 principal and interest
  • $718 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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