Adams Point, Oakland Housing Market · 2026

Data through Mar 2026

Adams Point, Oakland Market Snapshot

Adams Point is shifting toward buyers. Here's where things stand:

Based on 7 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$630K
Up 32.6% from March 2025
Up $155K from March 2025
Homes Sold
7
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$4,035/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$3,196
  • Property Tax$656
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
101.5 days
59 more days than in March 2025
Buyers have time to decide
Sale-to-List Ratio
99.3%
Down from 101.8% in March 2025
Selling 1% below asking
% Sold Over Asking
29%
Only 29% sold above asking. Few bidding wars right now
Active Listings
21
Down 19.2% from March 2025
About 3 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Adams Point.

Median Sale Price
Up 32.6% year-over-year in Adams Point. Based on 7 sales in the most recent month.
Homes Sold
59% fewer homes sold than a year ago in Adams Point.
Total Monthly Payment
Estimated monthly cost is up 28% from a year ago in Adams Point, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Adams Point, Oakland

Is now a good time to buy in Adams Point, Oakland?

Adams Point, Oakland currently leans toward buyers. Homes are sitting longer and sellers are more open to negotiation. It is a good time to take your time, request contingencies, and consider offering below asking.

How do Adams Point, Oakland home prices compare to the Bay Area average?

At $630K, Adams Point, Oakland's median sits about 66% below the Bay Area average of $1.88M. Adams Point, Oakland is among the most accessible parts of the Bay Area.

Within Oakland, this area trades about 29% below the city-wide median of $883K.

How competitive is Adams Point, Oakland for buyers?

Adams Point, Oakland currently leans toward buyers:

  • Homes sell about 0.7% below asking on average
  • 29% close above list price
  • 101.5 days typical time to go pending

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced Adams Point, Oakland home?

At $630K with 20% down at 6.53%, your estimated total monthly cost is approximately $4,035:

  • $3,196 principal and interest
  • $656 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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