Adams Point, Oakland Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Adams Point, Oakland Market Snapshot

Adams Point favors sellers and competition is intensifying. Here's the picture:

Based on 22 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$500K
Down 23.1% from July 2025
Down $150K from July 2025
Homes Sold
22
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$3,287/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$2,583
  • Property Tax$521
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
29 days
4 more days than in July 2025
Homes typically sell within a month
Sale-to-List Ratio
103.1%
Up from 101.1% in July 2025
Selling 3% above asking
% Sold Over Asking
57%
More than half of homes sold above their asking price
Active Listings
16
Down 44.6% from July 2025
About 2.3 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Adams Point.

Median Sale Price
Down 23.1% year-over-year in Adams Point. Based on 22 sales in the last 3 months.
Homes Sold
16% more homes sold than a year ago in Adams Point.
Total Monthly Payment
Estimated monthly cost is down 22% from a year ago in Adams Point, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Adams Point, Oakland

Is now a good time to buy in Adams Point, Oakland?

Adams Point, Oakland favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.

How do Adams Point, Oakland home prices compare to the Bay Area average?

At $500K, Adams Point, Oakland's median sits about 72% below the Bay Area average of $1.80M. Adams Point, Oakland is among the most accessible parts of the Bay Area.

Within Oakland, this area trades about 41% below the city-wide median of $850K.

By home type:

  • Condos at $465K
  • Single-family homes at $1.65M
What price range should I budget for in Adams Point, Oakland?

Prices in Adams Point, Oakland depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Condos at $465K
  • Single-family homes at $1.65M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Adams Point, Oakland for buyers?

Adams Point, Oakland currently favors sellers:

  • Homes sell about 3% above asking on average
  • 57% close above list price
  • 29 days typical time to go pending
  • 28% of listings have had a price reduction

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Adams Point, Oakland home?

At $500K with 20% down at 6.71%, your estimated total monthly cost is approximately $3,287:

  • $2,583 principal and interest
  • $521 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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