Temescal, Oakland Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Temescal, Oakland Market Snapshot

Temescal still favors sellers, but the market is cooling. Here's where things stand:

Based on 20 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$1.20M
Up 33.3% from July 2025
Up $300K from July 2025
Homes Sold
20
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$7,632/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$6,199
  • Property Tax$1,250
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
19 days
7 more days than in July 2025
Homes typically sell within a month
Sale-to-List Ratio
110.7%
Down from 114.0% in July 2025
Selling 11% above asking
% Sold Over Asking
58%
More than half of homes sold above their asking price
Active Listings
6
Up 28.6% from July 2025
About 1 month of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Temescal.

Median Sale Price
Up 33.3% year-over-year in Temescal. Based on 20 sales in the last 3 months.
Homes Sold
186% more homes sold than a year ago in Temescal.
Total Monthly Payment
Estimated monthly cost is up 32% from a year ago in Temescal, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Temescal, Oakland

Is now a good time to buy in Temescal, Oakland?

Temescal, Oakland still favors sellers, but conditions are slowly improving for buyers. Well-priced homes move fast, and there is slightly more room to negotiate than there was a year ago.

How do Temescal, Oakland home prices compare to the Bay Area average?

At $1.20M, Temescal, Oakland's median sits about 33% below the Bay Area average of $1.80M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Temescal, Oakland is one of the more accessible corners of the Bay Area.

Within Oakland, this area trades about 41% above the city-wide median of $850K.

By home type:

  • Single-family homes at $1.24M
  • Condos at $725K
  • Townhomes at $945K
What price range should I budget for in Temescal, Oakland?

Prices in Temescal, Oakland depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.24M
  • Condos at $725K
  • Townhomes at $945K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Temescal, Oakland for buyers?

Temescal, Oakland currently favors sellers:

  • Homes sell about 11% above asking on average
  • 58% close above list price
  • 19 days typical time to go pending

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Temescal, Oakland home?

At $1.20M with 20% down at 6.71%, your estimated total monthly cost is approximately $7,632:

  • $6,199 principal and interest
  • $1,250 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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