Temescal, Oakland Housing Market · 2026

Data through Mar 2026

Temescal, Oakland Market Snapshot

Temescal favors sellers and competition is intensifying. Here's the picture:

Based on 8 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$1.35M
Up 8.7% from March 2025
Up $108K from March 2025
Homes Sold
8
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$8,437/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$6,848
  • Property Tax$1,406
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
74.5 days
57 more days than in March 2025
Buyers have time to decide
Sale-to-List Ratio
121.6%
Up from 112.6% in March 2025
Selling 22% above asking
% Sold Over Asking
50%
More than half of homes sold above their asking price
Active Listings
8
Up 33.3% from March 2025
About 1 month of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Temescal.

Median Sale Price
Up 8.7% year-over-year in Temescal. Based on 8 sales in the most recent month.
Homes Sold
33% more homes sold than a year ago in Temescal.
Total Monthly Payment
Estimated monthly cost is up 6% from a year ago in Temescal, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Temescal, Oakland

Is now a good time to buy in Temescal, Oakland?

Temescal, Oakland favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.

How do Temescal, Oakland home prices compare to the Bay Area average?

At $1.35M, Temescal, Oakland's median sits about 28% below the Bay Area average of $1.88M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Temescal, Oakland is one of the more accessible corners of the Bay Area.

Within Oakland, this area trades about 53% above the city-wide median of $883K.

By home type:

  • Single-family homes at $1.58M
  • Townhomes at $595K
What price range should I budget for in Temescal, Oakland?

Prices in Temescal, Oakland depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.58M
  • Townhomes at $595K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Temescal, Oakland for buyers?

Temescal, Oakland currently favors sellers:

  • Homes sell about 22% above asking on average
  • 50% close above list price
  • 74.5 days typical time to go pending

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Temescal, Oakland home?

At $1.35M with 20% down at 6.53%, your estimated total monthly cost is approximately $8,437:

  • $6,848 principal and interest
  • $1,406 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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