Embarcadero, Oakland Housing Market · 2026

Data through Jul 2026

Embarcadero, Oakland Market Snapshot

Embarcadero is shifting toward buyers. Here's where things stand:

Based on 12 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$330K
Homes Sold
12
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$2,224/mo
6.67% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$1,697
  • Property Tax$344
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
16 days
Homes typically sell within a month
Sale-to-List Ratio
99.5%
Selling at or near asking price
% Sold Over Asking
8%
Only 8% sold above asking. Few bidding wars right now
Active Listings
9
About 2.1 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Embarcadero.

Not enough data to chart a trend. Embarcadero has 8 months of sales history so far. A meaningful trend needs at least 12 months of consistent sales.

Frequently asked questions about Embarcadero, Oakland

Is now a good time to buy in Embarcadero, Oakland?

Embarcadero, Oakland currently leans toward buyers. Homes are sitting longer and sellers are more open to negotiation. It is a good time to take your time, request contingencies, and consider offering below asking.

How do Embarcadero, Oakland home prices compare to the Bay Area average?

At $330K, Embarcadero, Oakland's median sits about 82% below the Bay Area average of $1.80M. Embarcadero, Oakland is among the most accessible parts of the Bay Area.

Within Oakland, this area trades about 61% below the city-wide median of $850K.

How competitive is Embarcadero, Oakland for buyers?

Embarcadero, Oakland currently leans toward buyers:

  • Homes sell about 0.5% below asking on average
  • 8% close above list price
  • 16 days typical time to go pending

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced Embarcadero, Oakland home?

At $330K with 20% down at 6.67%, your estimated total monthly cost is approximately $2,224:

  • $1,697 principal and interest
  • $344 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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