Montclair, Oakland Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Montclair, Oakland Market Snapshot

Montclair is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:

Based on 26 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$1.47M
Up 15.2% from July 2025
Up $195K from July 2025
Homes Sold
26
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$9,339/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$7,620
  • Property Tax$1,536
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
17 days
1 more day than in July 2025
Homes typically sell within a month
Sale-to-List Ratio
123.4%
Up from 116.7% in July 2025
Selling 23% above asking
% Sold Over Asking
80%
80% of homes sold above their asking price
Active Listings
11
Down 10.7% from July 2025
About 1.3 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Montclair.

Median Sale Price
Up 15.2% year-over-year in Montclair. Based on 26 sales in the last 3 months.
Homes Sold
30% more homes sold than a year ago in Montclair.
Total Monthly Payment
Estimated monthly cost is up 14% from a year ago in Montclair, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Montclair, Oakland

Is now a good time to buy in Montclair, Oakland?

Montclair, Oakland is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do Montclair, Oakland home prices compare to the Bay Area average?

At $1.47M, Montclair, Oakland's median sits about 18% below the Bay Area average of $1.80M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Montclair, Oakland is one of the more accessible corners of the Bay Area.

Within Oakland, this area trades about 74% above the city-wide median of $850K.

By home type:

  • Single-family homes at $1.60M
  • Condos at $721K
What price range should I budget for in Montclair, Oakland?

Prices in Montclair, Oakland depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.60M
  • Condos at $721K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Montclair, Oakland for buyers?

Montclair, Oakland is one of the Bay Area's more competitive markets:

  • Homes sell about 23% above asking on average
  • 80% close above list price
  • 17 days typical time to go pending
  • 16% of listings have had a price reduction

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced Montclair, Oakland home?

At $1.47M with 20% down at 6.71%, your estimated total monthly cost is approximately $9,339:

  • $7,620 principal and interest
  • $1,536 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
See all reviews on Zillow

Let's Chat!

I read every message and usually reply the same day.

What brings you here?