Upper Dimond, Oakland Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Upper Dimond, Oakland Market Snapshot

Upper Dimond favors sellers and competition is intensifying. Here's the picture:

Based on 12 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$900K
Down 5.3% from July 2025
Down $50K from July 2025
Homes Sold
12
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$5,770/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$4,649
  • Property Tax$937
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
22 days
· Same as July 2025
Homes typically sell within a month
Sale-to-List Ratio
116.7%
Up from 113.8% in July 2025
Selling 17% above asking
% Sold Over Asking
66%
66% of homes sold above their asking price
Active Listings
15
Up 36.4% from July 2025
About 3.7 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Upper Dimond.

Median Sale Price
Down 5.3% year-over-year in Upper Dimond. Based on 12 sales in the last 3 months.
Homes Sold
33% more homes sold than a year ago in Upper Dimond.
Total Monthly Payment
Estimated monthly cost is down 6% from a year ago in Upper Dimond, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Upper Dimond, Oakland

Is now a good time to buy in Upper Dimond, Oakland?

Upper Dimond, Oakland favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.

How do Upper Dimond, Oakland home prices compare to the Bay Area average?

At $900K, Upper Dimond, Oakland's median sits about 50% below the Bay Area average of $1.80M. Upper Dimond, Oakland is among the most accessible parts of the Bay Area.

This is close to the Oakland city-wide median of $850K.

By home type:

  • Single-family homes at $950K
  • Condos at $625K
What price range should I budget for in Upper Dimond, Oakland?

Prices in Upper Dimond, Oakland depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $950K
  • Condos at $625K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Upper Dimond, Oakland for buyers?

Upper Dimond, Oakland currently favors sellers:

  • Homes sell about 17% above asking on average
  • 66% close above list price
  • 22 days typical time to go pending
  • 26% of listings have had a price reduction

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Upper Dimond, Oakland home?

At $900K with 20% down at 6.71%, your estimated total monthly cost is approximately $5,770:

  • $4,649 principal and interest
  • $937 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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