Upper Dimond, Oakland Housing Market · 2026

Data through Jun 2026

Upper Dimond, Oakland Market Snapshot

Upper Dimond is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:

Based on 10 homes sold in the 3 months ending June 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through June 2026

SalesWhat are homes selling for?
Median Sale Price
$823K
Down 21.0% from June 2025
Down $219K from June 2025
Homes Sold
10
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$5,225/mo
6.55% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$4,184
  • Property Tax$858
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
17 days
2 more days than in June 2025
Homes typically sell within a month
Sale-to-List Ratio
123.6%
Up from 118.8% in June 2025
Selling 24% above asking
% Sold Over Asking
70%
70% of homes sold above their asking price
Active Listings
17
Up 43.5% from June 2025
About 5.1 months of supply. Plenty of options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Upper Dimond.

Median Sale Price
Down 21.0% year-over-year in Upper Dimond. Based on 10 sales in the last 3 months.
Homes Sold
29% fewer homes sold than a year ago in Upper Dimond.
Total Monthly Payment
Estimated monthly cost is down 22% from a year ago in Upper Dimond, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.55%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Upper Dimond, Oakland

Is now a good time to buy in Upper Dimond, Oakland?

Upper Dimond, Oakland is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do Upper Dimond, Oakland home prices compare to the Bay Area average?

At $823K, Upper Dimond, Oakland's median sits about 54% below the Bay Area average of $1.80M. Upper Dimond, Oakland is among the most accessible parts of the Bay Area.

This is close to the Oakland city-wide median of $899K.

By home type:

  • Single-family homes at $912K
  • Condos at $625K
What price range should I budget for in Upper Dimond, Oakland?

Prices in Upper Dimond, Oakland depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $912K
  • Condos at $625K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Upper Dimond, Oakland for buyers?

Upper Dimond, Oakland is one of the Bay Area's more competitive markets:

  • Homes sell about 24% above asking on average
  • 70% close above list price
  • 17 days typical time to go pending
  • 36% of listings have had a price reduction

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced Upper Dimond, Oakland home?

At $823K with 20% down at 6.55%, your estimated total monthly cost is approximately $5,225:

  • $4,184 principal and interest
  • $858 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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