Produce & Waterfront, Oakland Housing Market · 2026

Data through Aug 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Produce & Waterfront, Oakland Market Snapshot

Produce & Waterfront offers real opportunities for buyers right now:

Based on 8 homes sold in the 3 months ending August 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through August 2026

SalesWhat are homes selling for?
Median Sale Price
$542K
Up 34.2% from August 2025
Up $138K from August 2025
Homes Sold
8
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$3,565/mo
6.76% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$2,816
  • Property Tax$565
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
53 days
26 fewer days than in August 2025
Buyers have time to decide
Sale-to-List Ratio
99.8%
Up from 98.4% in August 2025
Selling at or near asking price
% Sold Over Asking
12%
Only 12% sold above asking. Few bidding wars right now
Active Listings
16
Down 42.4% from August 2025
About 6 months of supply. Plenty of options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Produce & Waterfront.

Median Sale Price
Up 34.2% year-over-year in Produce & Waterfront. Based on 8 sales in the last 3 months.
Homes Sold
33% fewer homes sold than a year ago in Produce & Waterfront.
Total Monthly Payment
Estimated monthly cost is up 33% from a year ago in Produce & Waterfront, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.76%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Produce & Waterfront, Oakland

Is now a good time to buy in Produce & Waterfront, Oakland?

Produce & Waterfront, Oakland is a buyer's market. Extended market times, price reductions, and motivated sellers give buyers strong negotiating leverage. Well-structured offers below asking can succeed here.

How do Produce & Waterfront, Oakland home prices compare to the Bay Area average?

At $542K, Produce & Waterfront, Oakland's median sits about 70% below the Bay Area average of $1.78M. Produce & Waterfront, Oakland is among the most accessible parts of the Bay Area.

Within Oakland, this area trades about 33% below the city-wide median of $809K.

How competitive is Produce & Waterfront, Oakland for buyers?

Produce & Waterfront, Oakland is a buyer's market:

  • Homes sell about 0.2% below asking on average
  • 12% close above list price
  • 53 days typical time to go pending
  • 27% of listings have had a price reduction

Buyer strategy: well-structured offers below asking can succeed here.

What will my total monthly cost be on a median-priced Produce & Waterfront, Oakland home?

At $542K with 20% down at 6.76%, your estimated total monthly cost is approximately $3,565:

  • $2,816 principal and interest
  • $565 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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