North Oakland, Oakland Housing Market · 2026

Data through May 2026

North Oakland, Oakland Market Snapshot

North Oakland is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:

Based on 122 homes sold in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through May 2026

SalesWhat are homes selling for?
Median Sale Price
$1.14M
Down 1.3% from May 2025
Down $15K from May 2025
Homes Sold
122
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$7,114/mo
6.49% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$5,746
  • Property Tax$1,185
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
16 days
· Same as May 2025
Homes typically sell within a month
Sale-to-List Ratio
119.6%
Up from 114.4% in May 2025
Selling 20% above asking
% Sold Over Asking
78%
78% of homes sold above their asking price
Active Listings
81
Down 30.2% from May 2025
About 0.7 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in North Oakland.

Median Sale Price
Down 1.3% year-over-year in North Oakland. Based on 122 sales in the most recent month.
Homes Sold
About the same sales volume as a year ago in North Oakland.
Total Monthly Payment
Estimated monthly cost is down 4% from a year ago in North Oakland, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.49%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about North Oakland, Oakland

Is now a good time to buy in North Oakland, Oakland?

North Oakland, Oakland is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do North Oakland, Oakland home prices compare to the Bay Area average?

At $1.14M, North Oakland, Oakland's median sits about 39% below the Bay Area average of $1.85M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that North Oakland, Oakland is one of the more accessible corners of the Bay Area.

Within Oakland, this area trades about 23% above the city-wide median of $928K.

By home type:

  • Single-family homes at $1.31M
  • Condos at $570K
  • Townhomes at $945K
What price range should I budget for in North Oakland, Oakland?

Prices in North Oakland, Oakland depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.31M
  • Condos at $570K
  • Townhomes at $945K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is North Oakland, Oakland for buyers?

North Oakland, Oakland is one of the Bay Area's more competitive markets:

  • Homes sell about 20% above asking on average
  • 78% close above list price
  • 16 days typical time to go pending

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced North Oakland, Oakland home?

At $1.14M with 20% down at 6.49%, your estimated total monthly cost is approximately $7,114:

  • $5,746 principal and interest
  • $1,185 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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