Upper Laurel, Oakland Housing Market · 2026

Data through Mar 2026

Upper Laurel, Oakland Market Snapshot

Upper Laurel still favors sellers, but the market is cooling. Here's where things stand:

Based on 10 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$789K
Down 19.9% from March 2025
Down $196K from March 2025
Homes Sold
10
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$5,010/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$4,004
  • Property Tax$822
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
28.5 days
13 more days than in March 2025
Homes typically sell within a month
Sale-to-List Ratio
104.6%
Down from 115.7% in March 2025
Selling 5% above asking
% Sold Over Asking
70%
70% of homes sold above their asking price
Active Listings
13
Down 7.1% from March 2025
About 1.3 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Upper Laurel.

Median Sale Price
Down 19.9% year-over-year in Upper Laurel. Based on 10 sales in the most recent month.
Homes Sold
47% fewer homes sold than a year ago in Upper Laurel.
Total Monthly Payment
Estimated monthly cost is down 21% from a year ago in Upper Laurel, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Upper Laurel, Oakland

Is now a good time to buy in Upper Laurel, Oakland?

Upper Laurel, Oakland still favors sellers, but conditions are slowly improving for buyers. Well-priced homes move fast, and there is slightly more room to negotiate than there was a year ago.

How do Upper Laurel, Oakland home prices compare to the Bay Area average?

At $789K, Upper Laurel, Oakland's median sits about 58% below the Bay Area average of $1.88M. Upper Laurel, Oakland is among the most accessible parts of the Bay Area.

Within Oakland, this area trades about 11% below the city-wide median of $883K.

How competitive is Upper Laurel, Oakland for buyers?

Upper Laurel, Oakland currently favors sellers:

  • Homes sell about 5% above asking on average
  • 70% close above list price
  • 28.5 days typical time to go pending

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Upper Laurel, Oakland home?

At $789K with 20% down at 6.53%, your estimated total monthly cost is approximately $5,010:

  • $4,004 principal and interest
  • $822 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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