Upper Laurel, Oakland Housing Market · 2026

Data through May 2026

Upper Laurel, Oakland Market Snapshot

Upper Laurel is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:

Based on 10 homes sold in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through May 2026

SalesWhat are homes selling for?
Median Sale Price
$775K
Up 7.9% from May 2025
Up $57K from May 2025
Homes Sold
10
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$4,902/mo
6.49% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$3,912
  • Property Tax$807
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
15 days
1 more day than in May 2025
Homes typically sell within a month
Sale-to-List Ratio
116.3%
Up from 111.1% in May 2025
Selling 16% above asking
% Sold Over Asking
80%
80% of homes sold above their asking price
Active Listings
8
Down 38.5% from May 2025
About 0.8 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Upper Laurel.

Median Sale Price
Up 7.9% year-over-year in Upper Laurel. Based on 10 sales in the most recent month.
Homes Sold
17% fewer homes sold than a year ago in Upper Laurel.
Total Monthly Payment
Estimated monthly cost is up 4% from a year ago in Upper Laurel, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.49%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Upper Laurel, Oakland

Is now a good time to buy in Upper Laurel, Oakland?

Upper Laurel, Oakland is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do Upper Laurel, Oakland home prices compare to the Bay Area average?

At $775K, Upper Laurel, Oakland's median sits about 58% below the Bay Area average of $1.85M. Upper Laurel, Oakland is among the most accessible parts of the Bay Area.

Within Oakland, this area trades about 16% below the city-wide median of $928K.

How competitive is Upper Laurel, Oakland for buyers?

Upper Laurel, Oakland is one of the Bay Area's more competitive markets:

  • Homes sell about 16% above asking on average
  • 80% close above list price
  • 15 days typical time to go pending

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced Upper Laurel, Oakland home?

At $775K with 20% down at 6.49%, your estimated total monthly cost is approximately $4,902:

  • $3,912 principal and interest
  • $807 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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