Almaden Valley, San Jose Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Almaden Valley, San Jose Market Snapshot

Almaden Valley is a balanced market, a good environment for thoughtful decisions on both sides:

Based on 102 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$2.24M
Up 1.7% from July 2025
Up $36K from July 2025
Homes Sold
102
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$14,075/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$11,561
  • Property Tax$2,330
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
17 days
2 fewer days than in July 2025
Homes typically sell within a month
Sale-to-List Ratio
101.2%
Up from 100.9% in July 2025
Selling at or near asking price
% Sold Over Asking
45%
45% of homes sold above asking, some competition
Active Listings
38
Down 8.5% from July 2025
About 1.1 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Almaden Valley.

Median Sale Price
Up 1.7% year-over-year in Almaden Valley. Based on 102 sales in the last 3 months.
Homes Sold
15% more homes sold than a year ago in Almaden Valley.
Total Monthly Payment
Estimated monthly cost is up 1% from a year ago in Almaden Valley, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Almaden Valley, San Jose

Is now a good time to buy in Almaden Valley, San Jose?

Almaden Valley, San Jose is a balanced market, a good environment for thoughtful decisions on both sides. Sellers can expect fair prices and buyers have time to negotiate without extreme pressure.

How do Almaden Valley, San Jose home prices compare to the Bay Area average?

At $2.24M, Almaden Valley, San Jose's median is close to the Bay Area average of $1.80M.

Within San Jose, this area trades about 60% above the city-wide median of $1.40M.

By home type:

  • Single-family homes at $2.30M
  • Townhomes at $1.20M
What price range should I budget for in Almaden Valley, San Jose?

Prices in Almaden Valley, San Jose depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $2.30M
  • Townhomes at $1.20M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Almaden Valley, San Jose for buyers?

Almaden Valley, San Jose is a balanced market where neither side dominates:

  • Homes sell about 1% above asking on average
  • 45% close above list price
  • 17 days typical time to go pending
  • 23% of listings have had a price reduction

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced Almaden Valley, San Jose home?

At $2.24M with 20% down at 6.71%, your estimated total monthly cost is approximately $14,075:

  • $11,561 principal and interest
  • $2,330 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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