Almaden Valley, San Jose Housing Market · 2026

Data through Sep 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Almaden Valley, San Jose Market Snapshot

Almaden Valley is a balanced market and tilting gently toward buyers. A good environment for thoughtful decisions on both sides:

Based on 77 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$2.04M
▼ Down 6.1% from September 2025
Down $133K from September 2025
Homes Sold
77
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$13,619/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$11,309
  • Property Tax$2,127
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
17 days
▼ 1 fewer day than in September 2025
Homes typically sell within a month
Sale-to-List Ratio
100.0%
▼ Down from 100.6% in September 2025
Selling at or near asking price
% Sold Over Asking
38%
38% of homes sold above asking, some competition
Active Listings
44
▲ Up 68.2% from September 2025
About 1.7 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Almaden Valley.

Median Sale Price
Down 6.1% year-over-year in Almaden Valley. Based on 77 sales in the last 3 months.
Homes Sold
19% fewer homes sold than a year ago in Almaden Valley.
Total Monthly Payment
Estimated monthly cost is roughly flat compared to a year ago in Almaden Valley.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Almaden Valley, San Jose

Is now a good time to buy in Almaden Valley, San Jose?

Almaden Valley, San Jose is a balanced market that is tilting gently toward buyers. Both sides have reasonable leverage, contingencies are more common, and there is time to make thoughtful decisions.

How do Almaden Valley, San Jose home prices compare to the Bay Area average?

At $2.04M, Almaden Valley, San Jose's median is close to the Bay Area average of $1.77M.

Within San Jose, this area trades about 51% above the city-wide median of $1.35M.

By home type:

  • Single-family homes at $2.11M
  • Townhomes at $1.20M
What price range should I budget for in Almaden Valley, San Jose?

Prices in Almaden Valley, San Jose depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $2.11M
  • Townhomes at $1.20M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Almaden Valley, San Jose for buyers?

Almaden Valley, San Jose is a balanced market where neither side dominates:

  • Homes sell about 0.0% below asking on average
  • 38% close above list price
  • 17 days typical time to go pending
  • 24% of listings have had a price reduction

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced Almaden Valley, San Jose home?

At $2.04M with 20% down at 7.4%, your estimated total monthly cost is approximately $13,619:

  • $11,309 principal and interest
  • $2,127 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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