Rosemary Gardens, San Jose Housing Market · 2026

Data through May 2026

Rosemary Gardens, San Jose Market Snapshot

Rosemary Gardens is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:

Based on 11 homes sold in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through May 2026

SalesWhat are homes selling for?
Median Sale Price
$1.15M
Up 106.8% from May 2025
Up $593K from May 2025
Homes Sold
11
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$7,175/mo
6.49% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$5,796
  • Property Tax$1,195
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
8.5 days
6 fewer days than in May 2025
Homes sell in a week or two
Sale-to-List Ratio
106.3%
Down from 106.7% in May 2025
Selling 6% above asking
% Sold Over Asking
45%
45% of homes sold above asking, some competition
Active Listings
11
Up 57.1% from May 2025
About 1 month of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Rosemary Gardens.

Median Sale Price
Up 106.8% year-over-year in Rosemary Gardens. Based on 11 sales in the most recent month.
Homes Sold
22% more homes sold than a year ago in Rosemary Gardens.
Total Monthly Payment
Estimated monthly cost is up 95% from a year ago in Rosemary Gardens, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.49%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Rosemary Gardens, San Jose

Is now a good time to buy in Rosemary Gardens, San Jose?

Rosemary Gardens, San Jose is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do Rosemary Gardens, San Jose home prices compare to the Bay Area average?

At $1.15M, Rosemary Gardens, San Jose's median sits about 38% below the Bay Area average of $1.85M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Rosemary Gardens, San Jose is one of the more accessible corners of the Bay Area.

Within San Jose, this area trades about 18% below the city-wide median of $1.40M.

By home type:

  • Single-family homes at $1.15M
  • Condos at $678K
What price range should I budget for in Rosemary Gardens, San Jose?

Prices in Rosemary Gardens, San Jose depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.15M
  • Condos at $678K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Rosemary Gardens, San Jose for buyers?

Rosemary Gardens, San Jose is one of the Bay Area's more competitive markets:

  • Homes sell about 6% above asking on average
  • 45% close above list price
  • 8.5 days typical time to go pending

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced Rosemary Gardens, San Jose home?

At $1.15M with 20% down at 6.49%, your estimated total monthly cost is approximately $7,175:

  • $5,796 principal and interest
  • $1,195 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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