The Villages, San Jose Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

The Villages, San Jose Market Snapshot

The Villages offers real opportunities for buyers, and the balance keeps tilting their way:

Based on 40 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$657K
Down 17.4% from July 2025
Down $138K from July 2025
Homes Sold
40
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$4,261/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$3,394
  • Property Tax$684
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
58 days
42 more days than in July 2025
Buyers have time to decide
Sale-to-List Ratio
97.5%
Down from 100.9% in July 2025
Selling 2% below asking
% Sold Over Asking
13%
Only 13% sold above asking. Few bidding wars right now
Active Listings
64
Up 36.8% from July 2025
About 4.9 months of supply. Plenty of options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in The Villages.

Median Sale Price
Down 17.4% year-over-year in The Villages. Based on 40 sales in the last 3 months.
Homes Sold
11% more homes sold than a year ago in The Villages.
Total Monthly Payment
Estimated monthly cost is down 17% from a year ago in The Villages, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about The Villages, San Jose

Is now a good time to buy in The Villages, San Jose?

The Villages, San Jose is a buyer's market. Extended market times, price reductions, and motivated sellers give buyers strong negotiating leverage. Well-structured offers below asking can succeed here.

How do The Villages, San Jose home prices compare to the Bay Area average?

At $657K, The Villages, San Jose's median sits about 64% below the Bay Area average of $1.80M. The Villages, San Jose is among the most accessible parts of the Bay Area.

Within San Jose, this area trades about 53% below the city-wide median of $1.40M.

By home type:

  • Condos at $641K
  • Single-family homes at $1.27M
What price range should I budget for in The Villages, San Jose?

Prices in The Villages, San Jose depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Condos at $641K
  • Single-family homes at $1.27M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is The Villages, San Jose for buyers?

The Villages, San Jose is a buyer's market:

  • Homes sell about 2% below asking on average
  • 13% close above list price
  • 58 days typical time to go pending
  • 42% of listings have had a price reduction

Buyer strategy: well-structured offers below asking can succeed here.

What will my total monthly cost be on a median-priced The Villages, San Jose home?

At $657K with 20% down at 6.71%, your estimated total monthly cost is approximately $4,261:

  • $3,394 principal and interest
  • $684 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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