The Villages, San Jose Housing Market · 2026

Data through Mar 2026

The Villages, San Jose Market Snapshot

The Villages offers real opportunities for buyers, and the balance keeps tilting their way:

Based on 30 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$805K
Up 4.2% from March 2025
Up $32K from March 2025
Homes Sold
30
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$5,105/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$4,083
  • Property Tax$839
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
67 days
39 more days than in March 2025
Buyers have time to decide
Sale-to-List Ratio
98.6%
Down from 99.9% in March 2025
Selling 1% below asking
% Sold Over Asking
17%
Only 17% sold above asking. Few bidding wars right now
Active Listings
45
Up 60.7% from March 2025
About 1.5 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in The Villages.

Median Sale Price
Up 4.2% year-over-year in The Villages. Based on 30 sales in the most recent month.
Homes Sold
21% fewer homes sold than a year ago in The Villages.
Total Monthly Payment
Estimated monthly cost is up 2% from a year ago in The Villages, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about The Villages, San Jose

Is now a good time to buy in The Villages, San Jose?

The Villages, San Jose is a buyer's market. Extended market times, price reductions, and motivated sellers give buyers strong negotiating leverage. Well-structured offers below asking can succeed here.

How do The Villages, San Jose home prices compare to the Bay Area average?

At $805K, The Villages, San Jose's median sits about 57% below the Bay Area average of $1.88M. The Villages, San Jose is among the most accessible parts of the Bay Area.

Within San Jose, this area trades about 45% below the city-wide median of $1.47M.

By home type:

  • Condos at $764K
  • Single-family homes at $1.45M
What price range should I budget for in The Villages, San Jose?

Prices in The Villages, San Jose depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Condos at $764K
  • Single-family homes at $1.45M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is The Villages, San Jose for buyers?

The Villages, San Jose is a buyer's market:

  • Homes sell about 1% below asking on average
  • 17% close above list price
  • 67 days typical time to go pending

Buyer strategy: well-structured offers below asking can succeed here.

What will my total monthly cost be on a median-priced The Villages, San Jose home?

At $805K with 20% down at 6.53%, your estimated total monthly cost is approximately $5,105:

  • $4,083 principal and interest
  • $839 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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