The Villages, San Jose Housing Market · 2026

Data through May 2026

The Villages, San Jose Market Snapshot

The Villages is shifting toward buyers. Here's where things stand:

Based on 48 homes sold in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through May 2026

SalesWhat are homes selling for?
Median Sale Price
$828K
Down 4.6% from May 2025
Down $40K from May 2025
Homes Sold
48
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$5,225/mo
6.49% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$4,180
  • Property Tax$862
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
41 days
27 more days than in May 2025
Buyers have time to decide
Sale-to-List Ratio
98.4%
Down from 100.9% in May 2025
Selling 2% below asking
% Sold Over Asking
23%
Only 23% sold above asking. Few bidding wars right now
Active Listings
51
Up 27.5% from May 2025
About 1.1 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in The Villages.

Median Sale Price
Down 4.6% year-over-year in The Villages. Based on 48 sales in the most recent month.
Homes Sold
4% more homes sold than a year ago in The Villages.
Total Monthly Payment
Estimated monthly cost is down 7% from a year ago in The Villages, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.49%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about The Villages, San Jose

Is now a good time to buy in The Villages, San Jose?

The Villages, San Jose currently leans toward buyers. Homes are sitting longer and sellers are more open to negotiation. It is a good time to take your time, request contingencies, and consider offering below asking.

How do The Villages, San Jose home prices compare to the Bay Area average?

At $828K, The Villages, San Jose's median sits about 55% below the Bay Area average of $1.85M. The Villages, San Jose is among the most accessible parts of the Bay Area.

Within San Jose, this area trades about 41% below the city-wide median of $1.40M.

By home type:

  • Condos at $790K
  • Single-family homes at $1.45M
  • Townhomes at $780K
What price range should I budget for in The Villages, San Jose?

Prices in The Villages, San Jose depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Condos at $790K
  • Single-family homes at $1.45M
  • Townhomes at $780K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is The Villages, San Jose for buyers?

The Villages, San Jose currently leans toward buyers:

  • Homes sell about 2% below asking on average
  • 23% close above list price
  • 41 days typical time to go pending

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced The Villages, San Jose home?

At $828K with 20% down at 6.49%, your estimated total monthly cost is approximately $5,225:

  • $4,180 principal and interest
  • $862 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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