Crossgate, San Jose Housing Market · 2026

Data through May 2026

Crossgate, San Jose Market Snapshot

Crossgate still favors sellers, but the market is cooling. Here's where things stand:

Based on 12 homes sold in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through May 2026

SalesWhat are homes selling for?
Median Sale Price
$2.24M
Down 6.8% from May 2025
Down $162K from May 2025
Homes Sold
12
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$13,805/mo
6.48% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$11,290
  • Property Tax$2,331
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
14 days
1 more day than in May 2025
Homes sell in a week or two
Sale-to-List Ratio
104.2%
Down from 107.6% in May 2025
Selling 4% above asking
% Sold Over Asking
75%
75% of homes sold above their asking price
Active Listings
3
Down 57.1% from May 2025
About 0.3 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Crossgate.

Median Sale Price
Down 6.8% year-over-year in Crossgate. Based on 12 sales in the most recent month.
Homes Sold
71% more homes sold than a year ago in Crossgate.
Total Monthly Payment
Estimated monthly cost is down 9% from a year ago in Crossgate, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.48%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Crossgate, San Jose

Is now a good time to buy in Crossgate, San Jose?

Crossgate, San Jose still favors sellers, but conditions are slowly improving for buyers. Well-priced homes move fast, and there is slightly more room to negotiate than there was a year ago.

How do Crossgate, San Jose home prices compare to the Bay Area average?

At $2.24M, Crossgate, San Jose's median is close to the Bay Area average of $1.85M.

Within San Jose, this area trades about 60% above the city-wide median of $1.40M.

How competitive is Crossgate, San Jose for buyers?

Crossgate, San Jose currently favors sellers:

  • Homes sell about 4% above asking on average
  • 75% close above list price
  • 14 days typical time to go pending

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Crossgate, San Jose home?

At $2.24M with 20% down at 6.48%, your estimated total monthly cost is approximately $13,805:

  • $11,290 principal and interest
  • $2,331 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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