Crossgate, San Jose Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Crossgate, San Jose Market Snapshot

Crossgate favors sellers and competition is intensifying. Here's the picture:

Based on 13 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$2.01M
Down 0.3% from July 2025
Down $5K from July 2025
Homes Sold
13
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$12,647/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$10,373
  • Property Tax$2,091
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
14 days
7 fewer days than in July 2025
Homes sell in a week or two
Sale-to-List Ratio
103.2%
Up from 101.3% in July 2025
Selling 3% above asking
% Sold Over Asking
61%
More than half of homes sold above their asking price
Active Listings
5
Up 167.9% from July 2025
About 1.2 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Crossgate.

Median Sale Price
Down 0.3% year-over-year in Crossgate. Based on 13 sales in the last 3 months.
Homes Sold
86% more homes sold than a year ago in Crossgate.
Total Monthly Payment
Estimated monthly cost is down 1% from a year ago in Crossgate, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Crossgate, San Jose

Is now a good time to buy in Crossgate, San Jose?

Crossgate, San Jose favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.

How do Crossgate, San Jose home prices compare to the Bay Area average?

At $2.01M, Crossgate, San Jose's median is close to the Bay Area average of $1.80M.

Within San Jose, this area trades about 43% above the city-wide median of $1.40M.

How competitive is Crossgate, San Jose for buyers?

Crossgate, San Jose currently favors sellers:

  • Homes sell about 3% above asking on average
  • 61% close above list price
  • 14 days typical time to go pending

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Crossgate, San Jose home?

At $2.01M with 20% down at 6.71%, your estimated total monthly cost is approximately $12,647:

  • $10,373 principal and interest
  • $2,091 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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