Crossgate, San Jose Housing Market · 2026
Data through Sep 2026
Crossgate, San Jose Market Snapshot
Crossgate is a balanced market, but competition has been picking up. Here's where things stand:
- Homes go pending in about 8 days, so move quickly or you'll miss out
- Selling 1% below asking. Sellers are flexible on price
- Loan payment: $12,350/mo P&I (7.32%, 20% down on a $2.25M home) · Est. total ~$14,875/mo with tax + insurance.
- Crossgate pricing is 67% above the San Jose median ($2.25M vs. $1.35M)
Based on 7 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.
Data through September 2026
- Principal & Interest$12,350
- Property Tax$2,341
- Insurance$183
Market Trends
See how prices, monthly costs, and mortgage rates have moved in Crossgate.
Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.
Frequently asked questions about Crossgate, San Jose
- Is now a good time to buy in Crossgate, San Jose?
Crossgate, San Jose is balanced but competition is picking up. It remains a reasonable environment for buyers, though acting decisively on well-priced homes is becoming more important.
- How do Crossgate, San Jose home prices compare to the Bay Area average?
At $2.25M, Crossgate, San Jose's median is close to the Bay Area average of $1.77M.
Within San Jose, this area trades about 67% above the city-wide median of $1.35M.
- How competitive is Crossgate, San Jose for buyers?
Crossgate, San Jose is a balanced market where neither side dominates:
- Homes sell about 1.0% below asking on average
- 43% close above list price
- 8 days typical time to go pending
- 31% of listings have had a price reduction
Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.
- What will my total monthly cost be on a median-priced Crossgate, San Jose home?
At $2.25M with 20% down at 7.32%, your estimated total monthly cost is approximately $14,875:
- $12,350 principal and interest
- $2,341 property tax (California 1.25% effective rate)
- $183 homeowners insurance
HOA fees are extra.
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