Crossgate, San Jose Housing Market · 2026

Data through Jun 2026

Crossgate, San Jose Market Snapshot

Crossgate is a balanced market and tilting gently toward buyers. A good environment for thoughtful decisions on both sides:

Based on 15 homes sold in the 3 months ending June 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through June 2026

SalesWhat are homes selling for?
Median Sale Price
$2.00M
Down 16.3% from June 2025
Down $388K from June 2025
Homes Sold
15
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$12,428/mo
6.55% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$10,162
  • Property Tax$2,083
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
14 days
1 more day than in June 2025
Homes sell in a week or two
Sale-to-List Ratio
102.5%
Down from 106.9% in June 2025
Selling at or near asking price
% Sold Over Asking
60%
More than half of homes sold above their asking price
Active Listings
3
Down 19.3% from June 2025
About 0.6 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Crossgate.

Median Sale Price
Down 16.3% year-over-year in Crossgate. Based on 15 sales in the last 3 months.
Homes Sold
150% more homes sold than a year ago in Crossgate.
Total Monthly Payment
Estimated monthly cost is down 18% from a year ago in Crossgate, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.55%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Crossgate, San Jose

Is now a good time to buy in Crossgate, San Jose?

Crossgate, San Jose is a balanced market that is tilting gently toward buyers. Both sides have reasonable leverage, contingencies are more common, and there is time to make thoughtful decisions.

How do Crossgate, San Jose home prices compare to the Bay Area average?

At $2.00M, Crossgate, San Jose's median is close to the Bay Area average of $1.80M.

Within San Jose, this area trades about 36% above the city-wide median of $1.47M.

How competitive is Crossgate, San Jose for buyers?

Crossgate, San Jose is a balanced market where neither side dominates:

  • Homes sell about 2% above asking on average
  • 60% close above list price
  • 14 days typical time to go pending
  • 16% of listings have had a price reduction

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced Crossgate, San Jose home?

At $2.00M with 20% down at 6.55%, your estimated total monthly cost is approximately $12,428:

  • $10,162 principal and interest
  • $2,083 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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