North San Jose, San Jose Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

North San Jose, San Jose Market Snapshot

North San Jose is shifting toward buyers. Here's where things stand:

Based on 14 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$860K
Up 0.9% from July 2025
Up $7K from July 2025
Homes Sold
14
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$5,521/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$4,443
  • Property Tax$896
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
36 days
20 more days than in July 2025
Buyers have time to decide
Sale-to-List Ratio
101.2%
Down from 105.2% in July 2025
Selling at or near asking price
% Sold Over Asking
28%
Only 28% sold above asking. Few bidding wars right now
Active Listings
17
Up 0.9% from July 2025
About 3.6 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in North San Jose.

Median Sale Price
Up 0.9% year-over-year in North San Jose. Based on 14 sales in the last 3 months.
Homes Sold
42% fewer homes sold than a year ago in North San Jose.
Total Monthly Payment
Estimated monthly cost is roughly flat compared to a year ago in North San Jose.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about North San Jose, San Jose

Is now a good time to buy in North San Jose, San Jose?

North San Jose, San Jose currently leans toward buyers. Homes are sitting longer and sellers are more open to negotiation. It is a good time to take your time, request contingencies, and consider offering below asking.

How do North San Jose, San Jose home prices compare to the Bay Area average?

At $860K, North San Jose, San Jose's median sits about 52% below the Bay Area average of $1.80M. North San Jose, San Jose is among the most accessible parts of the Bay Area.

Within San Jose, this area trades about 39% below the city-wide median of $1.40M.

By home type:

  • Condos at $672K
  • Single-family homes at $1.15M
  • Townhomes at $1.05M
What price range should I budget for in North San Jose, San Jose?

Prices in North San Jose, San Jose depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Condos at $672K
  • Single-family homes at $1.15M
  • Townhomes at $1.05M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is North San Jose, San Jose for buyers?

North San Jose, San Jose currently leans toward buyers:

  • Homes sell about 1% above asking on average
  • 28% close above list price
  • 36 days typical time to go pending
  • 51% of listings have had a price reduction

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced North San Jose, San Jose home?

At $860K with 20% down at 6.71%, your estimated total monthly cost is approximately $5,521:

  • $4,443 principal and interest
  • $896 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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