North San Jose, San Jose Housing Market · 2026

Data through Mar 2026

North San Jose, San Jose Market Snapshot

North San Jose still favors sellers, but the market is cooling. Here's where things stand:

Based on 17 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$1.13M
Up 10.2% from March 2025
Up $105K from March 2025
Homes Sold
17
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$7,080/mo
6.51% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$5,720
  • Property Tax$1,177
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
22 days
13 more days than in March 2025
Homes typically sell within a month
Sale-to-List Ratio
107.2%
Down from 108.7% in March 2025
Selling 7% above asking
% Sold Over Asking
71%
71% of homes sold above their asking price
Active Listings
15
Down 6.3% from March 2025
About 0.9 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in North San Jose.

Median Sale Price
Up 10.2% year-over-year in North San Jose. Based on 17 sales in the most recent month.
Homes Sold
6% fewer homes sold than a year ago in North San Jose.
Total Monthly Payment
Estimated monthly cost is up 7% from a year ago in North San Jose, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.51%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about North San Jose, San Jose

Is now a good time to buy in North San Jose, San Jose?

North San Jose, San Jose still favors sellers, but conditions are slowly improving for buyers. Well-priced homes move fast, and there is slightly more room to negotiate than there was a year ago.

How do North San Jose, San Jose home prices compare to the Bay Area average?

At $1.13M, North San Jose, San Jose's median sits about 40% below the Bay Area average of $1.88M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that North San Jose, San Jose is one of the more accessible corners of the Bay Area.

Within San Jose, this area trades about 23% below the city-wide median of $1.47M.

By home type:

  • Single-family homes at $1.25M
  • Condos at $600K
  • Townhomes at $1.34M
What price range should I budget for in North San Jose, San Jose?

Prices in North San Jose, San Jose depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.25M
  • Condos at $600K
  • Townhomes at $1.34M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is North San Jose, San Jose for buyers?

North San Jose, San Jose currently favors sellers:

  • Homes sell about 7% above asking on average
  • 71% close above list price
  • 22 days typical time to go pending

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced North San Jose, San Jose home?

At $1.13M with 20% down at 6.51%, your estimated total monthly cost is approximately $7,080:

  • $5,720 principal and interest
  • $1,177 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
See all reviews on Zillow

Let's Chat!

I read every message and usually reply the same day.

What brings you here?