Trade Winds, San Jose Housing Market · 2026

Data through May 2026

Trade Winds, San Jose Market Snapshot

Trade Winds is shifting toward buyers. Here's where things stand:

Based on 15 homes sold in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through May 2026

SalesWhat are homes selling for?
Median Sale Price
$515K
Down 22.9% from May 2025
Down $153K from May 2025
Homes Sold
15
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$3,318/mo
6.48% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$2,599
  • Property Tax$536
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
39 days
19 more days than in May 2025
Buyers have time to decide
Sale-to-List Ratio
99.6%
Down from 103.3% in May 2025
Selling at or near asking price
% Sold Over Asking
40%
40% of homes sold above asking, some competition
Active Listings
7
· Up 0.0% from May 2025
About 0.5 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Trade Winds.

Median Sale Price
Down 22.9% year-over-year in Trade Winds. Based on 15 sales in the most recent month.
Homes Sold
150% more homes sold than a year ago in Trade Winds.
Total Monthly Payment
Estimated monthly cost is down 24% from a year ago in Trade Winds, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.48%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Trade Winds, San Jose

Is now a good time to buy in Trade Winds, San Jose?

Trade Winds, San Jose currently leans toward buyers. Homes are sitting longer and sellers are more open to negotiation. It is a good time to take your time, request contingencies, and consider offering below asking.

How do Trade Winds, San Jose home prices compare to the Bay Area average?

At $515K, Trade Winds, San Jose's median sits about 72% below the Bay Area average of $1.85M. Trade Winds, San Jose is among the most accessible parts of the Bay Area.

Within San Jose, this area trades about 63% below the city-wide median of $1.40M.

How competitive is Trade Winds, San Jose for buyers?

Trade Winds, San Jose currently leans toward buyers:

  • Homes sell about 0.4% below asking on average
  • 40% close above list price
  • 39 days typical time to go pending

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced Trade Winds, San Jose home?

At $515K with 20% down at 6.48%, your estimated total monthly cost is approximately $3,318:

  • $2,599 principal and interest
  • $536 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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