Harrison St-Oakland Ave, Oakland Housing Market · 2026

Data through Sep 2026

Harrison St-Oakland Ave, Oakland Market Snapshot

Harrison St-Oakland Ave offers real opportunities for buyers right now:

  • Homes are sitting for 53+ days. Buyers have the luxury of patience here
  • Selling 1% below asking. Sellers are flexible on price
  • Loan payment: $4,467/mo P&I (7.32%, 20% down) · Est. total ~$5,497/mo with tax + insurance, well below the Bay Area average.
  • Prices still rising (62.5% YoY) despite fewer bidding wars. Limited supply is the driver
  • Harrison St-Oakland Ave pricing is near the Oakland city-wide median ($813K vs. $773K)

Based on 7 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$813K
▲ Up 62.5% from September 2025
Up $313K from September 2025
Homes Sold
7
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$5,497/mo
7.32% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$4,467
  • Property Tax$847
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
53 days
▼ 15 fewer days than in September 2025
Buyers have time to decide
Sale-to-List Ratio
98.5%
▼ Down from 99.6% in September 2025
Selling 1% below asking
% Sold Over Asking
14%
Only 14% sold above asking. Few bidding wars right now
Active Listings
7
▼ Down 50.2% from September 2025
About 3.2 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Harrison St-Oakland Ave.

Median Sale Price
Up 62.5% year-over-year in Harrison St-Oakland Ave. Based on 7 sales in the last 3 months.
Homes Sold
22% fewer homes sold than a year ago in Harrison St-Oakland Ave.
Total Monthly Payment
Estimated monthly cost is up 69% from a year ago in Harrison St-Oakland Ave, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.32%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Harrison St-Oakland Ave, Oakland

Is now a good time to buy in Harrison St-Oakland Ave, Oakland?

Harrison St-Oakland Ave, Oakland is a buyer's market. Extended market times, price reductions, and motivated sellers give buyers strong negotiating leverage. Well-structured offers below asking can succeed here.

How do Harrison St-Oakland Ave, Oakland home prices compare to the Bay Area average?

At $813K, Harrison St-Oakland Ave, Oakland's median sits about 54% below the Bay Area average of $1.77M. Harrison St-Oakland Ave, Oakland is among the most accessible parts of the Bay Area.

This is close to the Oakland city-wide median of $773K.

By home type:

  • Condos at $479K
  • Single-family homes at $1.01M
What price range should I budget for in Harrison St-Oakland Ave, Oakland?

Prices in Harrison St-Oakland Ave, Oakland depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Condos at $479K
  • Single-family homes at $1.01M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Harrison St-Oakland Ave, Oakland for buyers?

Harrison St-Oakland Ave, Oakland is a buyer's market:

  • Homes sell about 1% below asking on average
  • 14% close above list price
  • 53 days typical time to go pending
  • 28% of listings have had a price reduction

Buyer strategy: well-structured offers below asking can succeed here.

What will my total monthly cost be on a median-priced Harrison St-Oakland Ave, Oakland home?

At $813K with 20% down at 7.32%, your estimated total monthly cost is approximately $5,497:

  • $4,467 principal and interest
  • $847 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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