Santa Fe, Oakland Housing Market · 2026

Data through Mar 2026

Santa Fe, Oakland Market Snapshot

Santa Fe is still one of the most competitive markets in the Bay Area, but competition is starting to ease. Here's the picture:

Based on 7 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$905K
Down 37.6% from March 2025
Down $545K from March 2025
Homes Sold
7
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$5,717/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$4,590
  • Property Tax$943
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
12 days
4 more days than in March 2025
Homes sell in a week or two
Sale-to-List Ratio
121.0%
Down from 130.4% in March 2025
Selling 21% above asking
% Sold Over Asking
71%
71% of homes sold above their asking price
Active Listings
3
Down 70.0% from March 2025
About 0.4 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Santa Fe.

Median Sale Price
Down 37.6% year-over-year in Santa Fe. Based on 7 sales in the most recent month.
Homes Sold
Total Monthly Payment
Estimated monthly cost is down 38% from a year ago in Santa Fe, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Santa Fe, Oakland

Is now a good time to buy in Santa Fe, Oakland?

Santa Fe, Oakland is still a highly competitive market, but conditions are starting to ease. Buyers should move quickly on well-priced homes and expect to offer above asking, though the most intense bidding wars may be tapering.

How do Santa Fe, Oakland home prices compare to the Bay Area average?

At $905K, Santa Fe, Oakland's median sits about 52% below the Bay Area average of $1.88M. Santa Fe, Oakland is among the most accessible parts of the Bay Area.

This is close to the Oakland city-wide median of $883K.

How competitive is Santa Fe, Oakland for buyers?

Santa Fe, Oakland is one of the Bay Area's more competitive markets:

  • Homes sell about 21% above asking on average
  • 71% close above list price
  • 12 days typical time to go pending

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced Santa Fe, Oakland home?

At $905K with 20% down at 6.53%, your estimated total monthly cost is approximately $5,717:

  • $4,590 principal and interest
  • $943 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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