Cedarville-Giannotta, San Jose Housing Market · 2026

Data through Mar 2026

Cedarville-Giannotta, San Jose Market Snapshot

Cedarville-Giannotta is a balanced market, but competition has been picking up. Here's where things stand:

Based on 9 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$980K
Down 14.8% from March 2025
Down $170K from March 2025
Homes Sold
9
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$6,175/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$4,971
  • Property Tax$1,021
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
29 days
3 fewer days than in March 2025
Homes typically sell within a month
Sale-to-List Ratio
101.0%
Down from 105.2% in March 2025
Selling at or near asking price
% Sold Over Asking
44%
44% of homes sold above asking, some competition
Active Listings
4
Up 33.3% from March 2025
About 0.4 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Cedarville-Giannotta.

Median Sale Price
Down 14.8% year-over-year in Cedarville-Giannotta. Based on 9 sales in the most recent month.
Homes Sold
29% more homes sold than a year ago in Cedarville-Giannotta.
Total Monthly Payment
Estimated monthly cost is down 16% from a year ago in Cedarville-Giannotta, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Cedarville-Giannotta, San Jose

Is now a good time to buy in Cedarville-Giannotta, San Jose?

Cedarville-Giannotta, San Jose is balanced but competition is picking up. It remains a reasonable environment for buyers, though acting decisively on well-priced homes is becoming more important.

How do Cedarville-Giannotta, San Jose home prices compare to the Bay Area average?

At $980K, Cedarville-Giannotta, San Jose's median sits about 48% below the Bay Area average of $1.88M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Cedarville-Giannotta, San Jose is one of the more accessible corners of the Bay Area.

Within San Jose, this area trades about 33% below the city-wide median of $1.47M.

By home type:

  • Townhomes at $1.05M
  • Condos at $700K
  • Single-family homes at $980K
What price range should I budget for in Cedarville-Giannotta, San Jose?

Prices in Cedarville-Giannotta, San Jose depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Townhomes at $1.05M
  • Condos at $700K
  • Single-family homes at $980K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Cedarville-Giannotta, San Jose for buyers?

Cedarville-Giannotta, San Jose is a balanced market where neither side dominates:

  • Homes sell about 1% above asking on average
  • 44% close above list price
  • 29 days typical time to go pending

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced Cedarville-Giannotta, San Jose home?

At $980K with 20% down at 6.53%, your estimated total monthly cost is approximately $6,175:

  • $4,971 principal and interest
  • $1,021 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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