Hayes, San Jose Housing Market · 2026
Data through Sep 2026
Hayes, San Jose Market Snapshot
Hayes is a balanced market, but competition has been picking up. Here's where things stand:
- Homes sit for about 16 days, enough time to tour but don't wait too long
- Selling at or near list price. Fair offers are competitive here
- Loan payment: $4,217/mo P&I (7.32%, 20% down) · Est. total ~$5,199/mo with tax + insurance, well below the Bay Area average.
- Hayes pricing is 43% below the San Jose median ($767K vs. $1.35M)
Based on 6 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.
Data through September 2026
- Principal & Interest$4,217
- Property Tax$799
- Insurance$183
Market Trends
See how prices, monthly costs, and mortgage rates have moved in Hayes.
Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.
Frequently asked questions about Hayes, San Jose
- Is now a good time to buy in Hayes, San Jose?
Hayes, San Jose is balanced but competition is picking up. It remains a reasonable environment for buyers, though acting decisively on well-priced homes is becoming more important.
- How do Hayes, San Jose home prices compare to the Bay Area average?
At $767K, Hayes, San Jose's median sits about 57% below the Bay Area average of $1.77M. Hayes, San Jose is among the most accessible parts of the Bay Area.
Within San Jose, this area trades about 43% below the city-wide median of $1.35M.
By home type:
- Condos at $573K
- Single-family homes at $1.37M
- Townhomes at $768K
- What price range should I budget for in Hayes, San Jose?
Prices in Hayes, San Jose depend heavily on home type and specific neighborhood. Median sale prices by type:
- Condos at $573K
- Single-family homes at $1.37M
- Townhomes at $768K
Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.
- How competitive is Hayes, San Jose for buyers?
Hayes, San Jose is a balanced market where neither side dominates:
- Homes sell about 1% above asking on average
- 50% close above list price
- 16 days typical time to go pending
- 20% of listings have had a price reduction
Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.
- What will my total monthly cost be on a median-priced Hayes, San Jose home?
At $767K with 20% down at 7.32%, your estimated total monthly cost is approximately $5,199:
- $4,217 principal and interest
- $799 property tax (California 1.25% effective rate)
- $183 homeowners insurance
HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.
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