King & Story, San Jose Housing Market · 2026
Data through Sep 2026
King & Story, San Jose Market Snapshot
King & Story offers real opportunities for buyers, and the balance keeps tilting their way:
- 41 days on market gives buyers time to be selective and negotiate
- Selling 4% below asking. Sellers are flexible on price
- Loan payment: $4,450/mo P&I (7.32%, 20% down) · Est. total ~$5,477/mo with tax + insurance, well below the Bay Area average.
- King & Story pricing is 40% below the San Jose median ($810K vs. $1.35M)
Based on 5 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.
Data through September 2026
- Principal & Interest$4,450
- Property Tax$844
- Insurance$183
Market Trends
See how prices, monthly costs, and mortgage rates have moved in King & Story.
Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.
Frequently asked questions about King & Story, San Jose
- Is now a good time to buy in King & Story, San Jose?
King & Story, San Jose is a buyer's market. Extended market times, price reductions, and motivated sellers give buyers strong negotiating leverage. Well-structured offers below asking can succeed here.
- How do King & Story, San Jose home prices compare to the Bay Area average?
At $810K, King & Story, San Jose's median sits about 54% below the Bay Area average of $1.77M. King & Story, San Jose is among the most accessible parts of the Bay Area.
Within San Jose, this area trades about 40% below the city-wide median of $1.35M.
- How competitive is King & Story, San Jose for buyers?
King & Story, San Jose is a buyer's market:
- Homes sell about 4% below asking on average
- 20% close above list price
- 41 days typical time to go pending
Buyer strategy: well-structured offers below asking can succeed here.
- What will my total monthly cost be on a median-priced King & Story, San Jose home?
At $810K with 20% down at 7.32%, your estimated total monthly cost is approximately $5,477:
- $4,450 principal and interest
- $844 property tax (California 1.25% effective rate)
- $183 homeowners insurance
HOA fees are extra.
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